Neobanks uye kudzikiswa kwemubhadharo webhangi

Waneta nekubhadhara mari mari yekubhanga yakawandisa gore negore kubhangi rako rechinyakare? Mhinduro ndeyekutora neobanks uye online mabhangi.

Pakati pemari yekuchengetedza account, kupindira makomisheni uye agios ye overdraft, wako wekubhengi wechinyakare haazeze kugara achibaya account yako. Mhinduro: makumi kana kunyange mazana emaeuro akamedzwa izvo zvinoderedza zvakanyanya simba rako rekutenga.

Nekudaro, kune zvigadziriso zvekongiri zvekumisa kutambisa uku kwemari uye kuwanazve kutonga kwemari yako. Nekumbundira neobanks uye 100% mabhangi epamhepo, unogona kunyungudutsa mari yako yebhangi sechando muzuva.

Tsvaga mune ino chinyorwa kuti vatambi vatsva ava mumabhangi epamhepo vanogona kuderedza sei bhangi rayo rinoshandisa zvakanyanya. Thanks zvavanopa zvinoshanduka uye mitengo yavo yemakwikwi ekupedzisira, hapasisina zvinoshamisa zvisingafadzi pakupera kwemwedzi nemubhengi wako wechinyakare.

Finance de Demain inoburitsa manomano ese ekuchinja maitiro ako ekubhengi uye kuita mari yakakomba.

Wakagadzirira kuchengeta mari yakawanda muchikwama chako? Asi tisati tatanga, hezvino Nzira yekubuda muchikwereti?

Handeyi !

🌿 Ndeipi mari yebhangi yekutarisira?

Mari yebhangi inoreva mari yese inotorwa nebhanga. Aya masampuli anotorwa kubva maakaundi evatengi, ingava yakavanzika kana nyanzvi. Vanobvisirwa mari mukutsinhana nemasevhisi anopiwa nebhanga kuti maneja account yemutengi.

Saka aya ndiwo makomisheni anogamuchirwa manejimendi ekutonga kweakaundi yebhangi. Mari yavo inobhadhara mabasa akasiyana-siyana anoitwa sechikamu chehutungamiri uhu. Mari idzi dzinovhara vese vatengi vega uye nyanzvi.

Chekutanga pane zvese, ngatitarisei nekukurumidza kubhadharisa kukuru kwebhangi kuti titarise kune:

• Les mari yekuchengetedza account, inobhadharwa gore negore chete nokuda kwekugadzirisa account
• Les makomisheni ekupindira, inobhadhariswa pane chimwe nechimwe chekutengeserana
• setup cost a stand order kana direct debit
• Mutengo wekadhi rebhangi, kunyanya deferred debit kana Gold cards
• mari yekutumira cheki uye mapepa eakaundi account
• Agios ye overdraft kusatenderwa kana kukanganisa account

Kwegore, mari idzi dzinogona kudarika nyore maeuro zana mumabhangi echinyakare. Yasvika nguva yekuti chengetedza mari !

🌿 Neobanks, iyo itsva wave ye100% mobile banking

Mumakore achangopfuura, vadiki 100% mabhengi epamhepo ekutanga akabuda kuti ape imwe nzira yekubhengi: aya maNeobanks. Masimba avo?

Flexible banking services kuburikidza nenharembozha, mubhadharo wepamusoro-pasi uye ruzivo rwakareruka rwevatengi.

Chinyorwa chekuverenga: Ita mari nyore paCoinbase

N26, Revolut, Orange Bank, Mhoro Bank... idzi neobanks dzinosangana kubudirira kunoshamisa ne vagari vaduku vomuguta, vakakundwa nokureruka kwavo kushandisa uye mitengo yakaderera. Ngatimbonyatsoongorora zvakanakira vatsva ava.

✔️ Kusimba kweneobanks

• Mareti asingakundwe, kunyangwe akazara emahara basic offer
• 100% nharembozha: kuvhura account uye manejimendi kuburikidza nekushandisa
• Hapana mamiriro emari: inowanikwa kune ese profiles
• Hapana mari yeakaundi kana mari yekadhi rechikwereti
• Kutengeserana kune dzimwe nyika pa Mastercard exchange rate
• Instant transfers mahara pakati pevashandisi
• Zvitsva zvingasarudzwa semadziva akagoverwa

Zviripachena, neobanks inopa a yakanaka chaizvo mari kune inoshanduka uye yemazuva ano yekubhengi ruzivo. Chimwe chinhu chinofadza kune vechidiki nhare vatengi.

✔️ Miganho yekufunga nezvayo

Zvechokwadi anovimbisa, neobanks zvakadaro ane zvimwe zvisingakwanisi:

• Mudiki kana hapana masangano emuviri zvachose
• Sevhisi yemutengi inongowanikwa online kuburikidza nekutaura kana email
• Zvishoma zvekuchengetedza uye zvigadzirwa zvekudyara
• Kadhi yakaderedzwa uye inshuwarisi yekutengeserana
• Applications dzimwe nguva achiri akakwana pane dzimwe pfungwa

Neobanks saka akakodzera zvakanyanya seyechipiri account kana yekushandiswa kwakanyatsotsanangurwa.

🌿 Mabhangi epamhepo, imwe nzira kumabhangi echinyakare

Kuwedzera kune neobanks, zana muzana mabhangi epamhepo akadai seBoursorama Banque, ING, Mhoro Bank, Monabanq inzira inonakidza yekudzikisa zvakanyanya mari yako yebhangi. Pfupiso yezvavanogona kuita.

✔️ Nei uchichinjira kubhangi repamhepo?

• Des mitengo inobatsira : hapana kana mari shoma yekuchengetedza account
• Network yakakura ye mahara ekutengesa michina
• Huwandu hwakazara hwekuchengetedza uye zvigadzirwa zvekudyara
• Inoteerera mutengi sevhisi neemail, chat uye foni
• management 100% digital kana muchida

Mabhangi epamhepo anosanganisa mutengo wakaderera uye masevhisi akazara. Kubvumirana kwakanaka kune vakawanda.

✔️ Ndezvipi zvakaipira kubhengi online?

Nekudaro, mabhangi epamhepo ane zvimwe zvinorambidzwa:

• Zvakanyanya masangano mashoma emuviri, iri mumaguta makuru
• Dzimwe nguva nguva refu yekumirira foni kuti isvike kune vatengi
• Maitiro ekuvhura account achiri kunetsa
• Offers zvimwe zvishoma zvishoma chikwereti kupfuura mumabhanga echinyakare
• Zvishandiso zvefoni hazviwanzo ergonomic

Nekudaro, mabhenefiti avo maererano nemitero inoramba isingarambike kana ichienzaniswa neyechinyakare network.

🌿 Maitiro ekusarudza yako neobank kana online bhangi?

Maitiro akati wandei anofanirwa kudzidzwa nekungwarira kuti usarudze neobank yako:

• Enzanisa mukati udzame zvinopihwa : yemahara, sirin'i, inishuwarenzi yakabatana…
• Tarisa kuvimbika uye kusimba kwemari kweneobank
• bvunza zvakadzama mutengi wongororo pamafoni ekushandisa uye mushure mekutengesa-basa
• Iva nechokwadi chekuti kuenderana kwechipo nezvido zvako zvakananga
• Edza mapurogiramu ako nemiedzo yemahara
• Tarisa kusununguka kwekutumira data rako kana ukachinja pfungwa dzako

Tora nguva yekudzidza aya mapoinzi zvakadzama kuti uwane iyo neobank ine yakanakisa mhando / mutengo reshiyo kune yako mbiri.

🌿 Musiyano pakati peneo-mabhangi nemabhangi epamhepo

Mabhangi epamhepo anga aripo kuma1990s, nepo neobanks yakaonekwa zvakanyanya nguva pfupi yadarika, mushure me2010. Mabhangi epamhepo saka ave kushanda mumusika kwenguva yakareba. Ivo vakagadzira nekuuya kweInternet uye online masevhisi.

Neobanks vatambi ichangoburwa mubhangi landscape. Aya mafintech, ekutanga anopa hunyanzvi hwekubhengi masevhisi. Vakakwanisa kutora mukana wehunyanzvi hutsva senge mobile.

Nyaya yekuverenga: Macheki ekubhengi akasiyana, macheki emunhu uye cheki dzakasimbiswa

Mabhangi epamhepo anowanzoenderana nemapoka makuru emabhangi echinyakare. Ivo chikamu che nzira yavo yekusiyanisa kugovera nzira. Sezvineiwo, neobanks vari masangano akazvimirira vanoda kuvandudza chikamu chebhanga.

Uyezve, neobanks vari inongowanikwa online kuburikidza nenharembozha. Masevhisi avo ari 100% dematerialized. Mamwe mabhangi epamhepo achine matavi emuviri kuwedzera kune yavo kure yekupa.

Neobanks vari kunanga kukoshesa mutengi wechidiki, maguta uye mobile. Mabhangi epamhepo anonangwa pane yakafararira chinangwa, nevatengi veese mazera uye profiles.

Zvinotarisirwa	Kubhengi kwepamhepo	Neobanks
Zuva rekutanga	Makore 1990 📆	Mushure me2010 📅
chinzvimbo	Mabhengi emapoka makuru emabhangi 🏢	Matangiro akazvimirira 🏗️
Accessibility	Webhusaiti + nharembozha 💻📱	100% nharembozha 📱
chipfuro	Mhando dzese dzevatengi 👨‍👩‍👧‍👦	Mudiki uye akabatana 🧑‍💻
Range of services	Hombe: chikwereti, savings, inishuwarenzi… 🏦	Zvishoma kune masevhisi ezuva nezuva 💳
Rates	Fees yakaderedzwa 💰	Kazhinji yemahara 🆓
Basa revatengi	Runhare, email, chat 📞 💬	Email, chat 💬

🌿 Mukupedzisa

Kutenda kune zvavanopihwa zvinochinjika, mitengo yavo inobatsira uye yavo 100% ruzivo rwedhijitari, vatambi ava vanoita kuti zvikwanisike chengetedza zvakanyanya zvichienzaniswa nemabhanga echinyakare.

Tora nguva yekuongorora sarudzo dzakasiyana zvinoenderana neprofile yako. Usazeze kusanganisa neobanking uye online banking kuti unakirwe neakanakisa epasirese. Chinhu chikuru ndechokubuda kunze kwezvirongwa zvinodhura zve classical banks.

Chinyorwa chekuverenga: Zvikumbiro zvekuwana mari nekuona kushambadzira

ini iwe shuvira kubudirira kukuru mukuchinja uku kwemaitiro ekubhengi. Inzwa wakasununguka kugovera mhinduro yako mumhinduro. Chikwama chako chichakutenda!

Asi usati waenda, heino Maitiro ekugadzira Bhizinesi Risingadzivisike Kupihwa