I-Classical finance ngokuchasene ne-Islamic finance ibhekisa kwinkalo yomsebenzi ebandakanya ukubonelela ngezinto zemveliso yezemali (inkunzi) eyimfuneko ekufezekiseni iprojekthi yotyalo-mali.
I-inshurensi yobomi yenye yotyalo-mali oluthandwa ngabantu abaninzi. Kwaye ngesizathu esihle: ukusebenza kwayo kubonelela ngeenzuzo ezininzi. Ukhuseleko, isivuno, ukuhanjiswa: olu tyalo-mali ludibanisa iinzuzo. Nangona kunjalo, umgaqo we-inshorensi yobomi uhlala ungaziwa kuluntu ngokubanzi. Isebenza njani i-inshurensi yobomi, le mveliso yogcino lweflegi?
Umhlalaphantsi wakho usondela ngokukhawuleza kodwa awukongi ngokwaneleyo? Ngethamsanqa, alikho ixesha lokulungiselela umhlala-phantsi wakho. Utyalo-mali lwezindlu nomhlaba sisisombululo esithandwayo sokuxhasa ngemali umhlala-phantsi wakho.
Izindlu nezindlu zihlala zilutyalo-mali oluyimfuneko ekwakheni ubutyebi. Nangona kunjalo, ukuthenga ipropati akunikwa wonke umntu. Amaxabiso ezindlu nomhlaba anyukile, ngakumbi kwizixeko ezikhulu. Ngoko ke kunzima ukutyalomali xa kukho ukunqongophala kwegalelo lomntu.
Ndifuna ukuxhasa ngemali iprojekthi yesisa ngee-cryptocurrencies. Kwenziwa njani ? I-Cryptocurrency kunye ne-blockchain zivula amathuba amatsha okuqokelela iminikelo kunye nokuxhasa ngezimali iiprojekthi zobuntu, zesisa okanye zendalo.
Ukuthatha imali-mboleko yendlu okanye yomthengi kubandakanya ukwenza ukhetho olubalulekileyo kwasekuqaleni: phakathi kwenzala emiselweyo okanye eguquguqukayo. Nguwuphi umahluko obonakalayo phakathi kwezi ndlela zimbini? Wazi njani ukuba yeyiphi eya kuba yeyona inenzuzo kakhulu kwezemali kulo lonke ixesha lemali mboleko yakho?
Ukuthengisa i-real estate ingaba yinkqubo enzima kunye noxinzelelo. Kodwa ngokulungiselela okufanelekileyo kunye nesicwangciso esisebenzayo, unokufezekisa iinjongo zakho zokuthengisa. Kuyaqondakala ngokupheleleyo ukuba ufuna ukuzazisa ngaphambi kokuba uqalise ukuthengisa ipropati, kuba yiprojekthi enkulu.