Imiba ephambili yeMali yamaSilamsi
Izimali zamaSilamsi yenye indlela yezemali zemveli. Ivumela inkxaso-mali engenanzala yeeprojekthi. Nazi iikhonsepthi zayo eziphambili.
Udidi: imali yamaSilamsi
Izimali zamaSilamsi (IF) zisekelwe kumthetho wamaSilamsi. Ilungelo lenkolo ngokusisiseko. Ijolise ekukhuseleni isizathu kunye nokuthembeka kwesigidimi senkolo, ukuqhubeka kokuzala, ukukhuselwa kwempahla. Kule mbono, i-IF kufuneka ihloniphe inani elithile lemigaqo ukuze ihambelane nokuthanda kukaThixo.
I-14 yezixhobo zemali ezisetyenziswa kakhulu zamaSilamsi
Zeziphi ezona zixhobo zezimali zamaSilamsi ezisetyenziswa kakhulu? Lo mbuzo sisizathu seli nqaku. Ngapha koko, imali yamaSilamsi njengenye indlela yezemali eqhelekileyo ibonelela ngenani lezixhobo zemali. Nangona kunjalo, ezi zixhobo kufuneka zihambelane neSharia. Ezi zixhobo zihlelwa ngokubanzi ngokwamacandelo amathathu. Sinezixhobo zenkxaso-mali, izixhobo zokuthatha inxaxheba kunye nezixhobo ezingezizo ezebhanki. Kule nqaku, ndinikezela kuwe izixhobo zemali ezisetyenziswa kakhulu.
Kutheni uhlalutya kwaye uqonde ibhanki yamaSilamsi?
Ngokuchithwa kweemarike, ulwazi lwezemali ngoku lusasazwa kumhlaba jikelele nangexesha lokwenyani. Oku kwandisa inqanaba loqikelelo olukhokelela kuguquko oluphezulu kakhulu kwiimarike kwaye luveze iibhanki. Ngaloo ndlela, Finance de Demain, iphakamisa ukuzisa kuwe izizathu zokuba kutheni kuyimfuneko ukuhlalutya kunye nokuqonda ezi bhanki zamaSilamsi ukwenzela ukuba utyalo-mali olungcono.
Iimpawu zeebhanki zamaSilamsi
#isihloko_somfanekiso
Iibhanki zamaSilamsi ngamaziko anesalathiso senkolo, oko kukuthi ngokusekelwe kwintlonipho yemithetho yamaSilamsi. Izinto ezintathu eziphambili zenza iinkcukacha zeebhanki zamaSilamsi xa kuthelekiswa nezinto ezilinganayo zazo eziqhelekileyo.
Imigaqo yezeMali yamaSilamsi
#isihloko_somfanekiso
Ukusebenza kwenkqubo yezemali yamaSilamsi kulawulwa ngumthetho wamaSilamsi. Nangona kunjalo, kubalulekile ukubonisa ukuba umntu akanako ukuqonda imigaqo yokusebenza yomthetho wamaSilamsi ngokusekelwe kwimithetho kunye neendlela zokuhlalutya ezisetyenziswe kwizemali eziqhelekileyo. Ngokwenene, yinkqubo yezemali enemvelaphi yayo nesekelwe ngokuthe ngqo kwimigaqo yonqulo. Ke, ukuba umntu unqwenela ukubamba ngokwaneleyo iindlela zokusebenza ezahlukeneyo zezemali zamaSilamsi, umntu kufuneka ngaphezu kwakho konke aqonde ukuba sisiphumo sempembelelo yenkolo ekuziphatheni, ngoko ukuziphatha kumthetho. , kwaye ekugqibeleni umthetho wezoqoqosho okhokelela kwimali.