Uyilawula njani imali yakho ngokufanelekileyo?

Ukulawula ukuhamba kwemali yakho yindlela ebuthathaka. Ulawulo lwemali lubandakanya zonke izigqibo, imithetho kunye neenkqubo eziqinisekisa ngezona ndleko ziphantsi ukugcinwa kwebhalansi yemali ekhawulezileyo yenkampani. Eyona njongo yayo iphambili kuku ukuthintela umngcipheko wokuyeka intlawulo. Okwesibini kukuphucula iziphumo zemali (imveliso yokugqibela - iintlawulo zokuphela).

Ngokufutshane, Finance de Demain Kweli nqaku uya kufumanisa indlela yokulawula ukuhamba kwemali yakho ngokufanelekileyo. Masihambe !!!

🌿 Yintoni ulawulo lwemali??

Indlela yokulawula ukuhamba kwemali ngendlela eyiyo? Ukulawula ukungena nokuphuma kwemali kuthetha ukumisela ibhalansi yokuhamba kwemali. Oko kukuthi, ukuqinisekisa ukulingana phakathi eziphumayo nezingenayo.

Umsebenzi kanondyebo namhlanje udibanisa ulawulo lomngcipheko oluguquguqukayo, olubangelwa kukukhula kokungaqiniseki kweemarike, ngaphandle koko akunakubakho ulawulo lokwenyani lomgaqo-nkqubo wezezimali.

Undoqo womsebenzi kanondyebo kulawulo lwemali usuku lwexabiso. Injongo yayo kukunciphisa iindleko zemali okanye ukwandisa iimveliso zemali ngokuxhomekeke kwimeko yenkampani. Umgaqo osisiseko wolawulo lwemali ngokwexabiso umhla obizwa ngokuba “Umthetho wemali yero".

Ibandakanya ukuphepha ibhalansi yemali encumisayo, inzala ephantsi okanye iibhalansi zedebhithi ezikhokelela kwiindleko zemali.

Ngoko kwibhalansi yetyala kukho a ithuba liyabiza. Ilingana nomahluko kwireyithi phakathi kotyalo-mali obekunokuxoxwa ngalo kunye nomvuzo osisiseko weakhawunti.

Kwimali eseleyo yedebhithi, kukho a iindleko ezicacileyo. Ilingana nomahluko phakathi kwe-overdraft kunye nenkxaso-mali engabizi kakhulu.

Ulawulo lokuhamba kwemali luhambelana nombono wesiqhelo womsebenzi kanondyebo. Ijongene nokusetyenzwa kweerisithi zemali kunye nokukhutshwa kwayo. Ikwanomdla wokuhamba kwemali ngaphakathi kweqela okanye inkampani.

Enkosi kuphuhliso lweenkqubo zekhompyuter, ihlala izenzekelayo. IT ibonelela ngamashishini isixhobo esibalulekileyo kulawulo lwemali. I-automation yokubala izisa isantya, ukuthembeka kunye nokuguquguquka ekusekeni uqikelelo.

🌿 Indlela yolawulo lwemali olusebenzayo

Ulawulo lwemali lubandakanya inkqubo enamanyathelo amabini:

✔ Ukulungiswa kohlahlo lwabiwo-mali lwemali 

Luxwebhu lwethutyana olushwankathela iirisithi zenkampani kunye nokukhutshwa kwayo ngexesha elithile.

✔ Ukuphuhliswa kwesicwangciso semali

Luxwebhu oluphuma kolu lwangaphambili kunye nokudibanisa iindlela zenkxaso-mali yexesha elifutshane kunye notyalo-mali olunokwenzeka.

Uhlahlo lwabiwo-mali lwekheshi lwenza kube lula ukujonga konke, sKukho ukungaguquguquki phakathi kweenkunzi zokusebenza kunye neemfuno zenkunzi yokusebenza. Uhlahlo lwabiwo-mali oluhlala lusilela okanye intsalela ibonakalisa ukungonelanga kweNkunzi yokuSebenza kwiMfuno yeNkunzi yokuSebenza.

Oku kunganeli kufanele kusikhuthaze ukuba sijonge kwakhona iingqikelelo apho uhlahlo lwabiwo-mali lwalusekwe phezulu. Ezi ikakhulu zichaphazela iingcamango ezivumelayo ukuseka uhlahlo lwabiwo-mali lokuthengisa, ukuthenga kunye notyalo-mali.

Ukuba uhlahlo lwabiwo-mali lwemali luyintsalela kunye nentsilelo, oko kubonisa imeko enokuthi ichazwe njengesiqhelo.

Kuqeqesho lwethu olupheleleyo, singena kwiinkcukacha ngeemeko ezisebenzayo. Olu qeqesho luneemodyuli ezi-2.

XMUMX: Le modyuli iya kukuvumela ukuba wenze uqikelelo olulungileyo lokuhamba kwemali. Uya kuba kule fayile iimeko eziphathekayo.

Imodyuli 2: Le modyuli iya kukuvumela ukuba ulawule utyalo-mali lwakho olwahlukileyo. iya kukuvumela umzekelo ukwazi iintsuku ezifanelekileyo ukwenza idiphozithi okanye ukurhoxiswa ebhankini.

Ukuba ungathanda ukufumana uqeqesho lwethu olupheleleyo, khuphela apha

Kukuwe ukuba udlale, wabelane, uthande kwaye usinike uluvo lwakho kwiikhomenti