Umhla wexabiso kunye nomhla wentengiselwano

Ngowuphi umhla ekufuneka ndenze ngawo idipozithi okanye nditsale imali kwiakhawunti yam yebhanki? Lo mbuzo ujonge ukujongana neenkxalabo zabaninzi benu abasoloko bengamaxhoba eentlawulo eziphezulu zebhanki ngaphandle kokwazi ukuba kutheni. Enyanisweni, abantu abaninzi bahlala benobunzima bokuqonda okwenzekayo kwi-akhawunti yabo yebhanki emva kokuba bahlawuliswe umrhumo ophezulu. Le meko inxulunyaniswa nokungoneli imfundo yezemali. Enyanisweni, ngokubonisana nokusebenza kwesiteyitimenti sethu sebhanki, sinokubona ukuba kukho idatha ezimbini zomhla ngamnye kubo. Lo ngumhla okwenziwa ngawo umsebenzi ngamnye kunye nomhla wexabiso lawo.

Le mihla mibini ayisoloko ingqamana. Kwaye kungenxa yoko le nto ukungazazi ezi ngcinga zihlala zikubhentsisa kwimirhumo ephezulu yebhanki. Kweli nqaku, siya kuchaza ngendlela elula umahluko phakathi komhla wexabiso kunye nomhla wokuthengiselana. Oku kukunceda ukwazi ukulawula iakhawunti yakho yebhanki.

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Yeyiphi imihla enento yokwenza nemisebenzi yethu yebhanki?

Kukho ikakhulu imihla emibini kwiintshukumo zethu zebhanki kunye nokusebenza: umhla wexabiso kunye nomhla wokubalwa. Ukongeza kwezi ngcamango zimbini, kuyimfuneko ukwazi " iintsuku zebhanki » kwibhanki yakho.

Uthini umhla wexabiso?

Lo ngumhla apho ikhredithi ye-akhawunti iqala khona ukwenza inzala. Isenokuthi iqondwe njengomhla apho ityala liyayeka ukuvelisa inzala. Kubalulekile ukuyiqonda ngazo zombini iindlela.

Ngezizathu zokusebenza, umhla wexabiso awusoloko ungqamana naleyo yokungeniswa kwe-accounting. Imali engenayo idla ngokuba nexabiso lamva kunemali ephumayo. Ngaphezu koko, ukuba bavela kwelinye iziko okanye bevela phesheya, kufuneka ke sithathele ingqalelo oku xa sisebenzisa iiakhawunti zethu.

umzekelo Umhla wexabiso letshekhi ekheshiswe nge-12 kaMatshi unokuba nge-13 kaMatshi. Umhla wexabiso letshekhi ekhutshiweyo yaza yaposwa nge-10 kaJanuwari inokuba yi-9 kaJanuwari. Konke oku kuxhomekeke kwinani leentsuku zebhanki.

Abapheki beencwadi	ibhonasi	Betha ngoku
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	✔️ Ibhonasi: phezulu 1750 € + 290 CHF 💸 Ipotfoliyo yeekhasino eziphezulu 🎁 Ikhowudi yokuthengisa : 200euros

Amatyala asebenzayo

Imihla yexabiso ixhomekeke ngaphezu kwayo yonke into kubume bemisebenzi kunye nemithetho yebhanki esebenzayo kwilizwe lakho. Oku kulibaziseka kunokuchazwa ngokulungiswa kwedatha. Ngoko ke kuya kuba sengqiqweni ukuba kuya kwahluka ngokuxhomekeke kuhlobo lweentshukumo zemali.

Idiphozithi yemali: Xa umntu ehlawula imali kwi-akhawunti yakhe yobuqu kwimali yakhe, imali ehlawulweyo inikwa umhla wexabiso ngokukhawuleza ukuba imali ifunyenwe. Ngamanye amazwi, ukususela kumhla wokusebenza, Usuku lwe-D.

Intlawulo ngetshekhi : Umhla wexabiso lentengiselwano yentlawulo ngetshekhi ayinakohluka ngaphezu kosuku olunye lweshishini ukusuka kumhla wediphozithi. D+1.

Udluliselo lwebhanki kunye nokutsalwa kwemali ngokuthe ngqo. Nokuba yidebhithi okanye itransekshini yetyala, umhla wexabiso awunakurhoxiswa ngaphezu kosuku olunye ukusuka kumhla wokudipozithwa. Oko kukuthi umhla wexabiso kunye nomhla wentengiselwano kufuneka zilingane.

Intlawulo ngekhadi lebhanki elirhoxisiweyo. Ukuba unekhadi lebhanki elirhoxisiweyo, iintlawulo zibalwa ngokwahlukeneyo ngeentsuku ezahlukeneyo zokusetyenzwa ezihambelana nosuku lwentengiselwano. Nangona kunjalo, zonke ezi ntengiselwano zitsalwa kunye nomhla wexabiso elinye.

Iqhinga : ukusuka apha ngasentla, kunokuqatshelwa ukuba umntu akufanele afumane umvuzo wakhe kwangolo suku awagxothwa ngalo. Ngokwenza njalo, uwela kwi I-ovadrafti yebhanki nto leyo ekhokelela kwi-agios.

Uthini umhla wokusetyenzwa?

Ihambelana nomhla wokubhaliswa komsebenzi wakho kwi-akhawunti yakho yebhanki. Lo mhla unokulibaziseka ukusuka kumhla wentengiselwano kwiimeko ezithile. Ngexesha lokudluliselwa kwe-intanethi ngeCawa, umzekelo. Le meko inokuthi yenzeke xa ufaka itshekhi kwisebe lakho lebhanki. Kwezi meko intengiselwano iqhutywa kusuku olusemva komhla wentengiselwano.

Umhla wokuposa okanye wokuthengiselana ?

Lo ngumhla apho intengiselwano irekhodwa. Mhlawumbi kungenxa yokuba yenziwe ngokwenene, okanye ngenxa yokuba ulwazi malunga nayo yafikelela kwiziko. Ngokomzekelo, umhla wokusebenza kudluliselo phakathi kwamaziko amabini, kuba umhlawuli lusuku aluthumela ngalo, kodwa kumxhamli lusuku alufumana ngalo.

Ngokuqhelekileyo, ngaphandle kokuba lugqithiso lwemali ye-elektroniki kunye neekhomputha eziqhagamshelwe kwi-intanethi, umhla wexabiso kunye nomhla wokubala awuhambelani.

Njengoko sibonile kwimizekelo yangaphambili, umhla wexabiso unengqiqo kuba kukho imida yokusebenza ethintela imisebenzi ethile ukuba iqhutywe ngexesha elifanayo njengoko umthengi ebayalela. Kuyinto eqhelekileyo, okwenzekayo njengakwamanye amacandelo ngaphandle kweebhanki, kodwa ngaphakathi kwemida.

Ngamanye amazwi, amaziko emali akakwazi ukunyanzelisa nayiphi na imiqathango abayifunayo, kodwa kunoko ibhanki ephakathi emisela umgangatho omawulandelwe. Eli linani eliphezulu leentsuku zokusebenza ezinokudlula ukususela ekuqaleni kokusebenza ngumthengi, de kube yinto esebenzayo.

Umhla wexabiso osebenzayo uxhomekeke kuhlobo lwentengiselwano esiyenzayo. Umhla wexabiso akunyanzelekanga ukuba ungqamane nomhla wobalo-mali. Idla ngokuba mva kwekhredithi kwaye kwangoko (kwaye nangaphambi koko) kumatyala. Kusenokubakho ukulibaziseka ekuqhubeni utshintshiselwano ngenxa yeempazamo (zonke iinkampani zivezwa kuzo), okanye ngenxa yokuba ezi ziimeko ezizodwa.

Ngokomzekelo, kwiintshukumo ezithile, umhla wexabiso uphambi komhla wokubalwa. Zonke izigqeba zemali zinamandla okuphucula iimeko ezibekwe yiBhanki ePhakathi, ekuthandeni abathengi babo, kodwa abanakuze babenze bambi.

Xa sithetha ngeentsuku zokusebenza, njengomthetho, ezi ziintsuku zeveki ukusuka ngoMvulo ukuya ngoLwesihlanu. Kwiintlobo ezithile zemisebenzi apho kukho utshintshiselwano phakathi kwamaqumrhu okanye ezinye iinkqubo zokuhlala, nyaka ngamnye iintsuku ezingezizo zokusebenza zenkqubo nganye ziyapapashwa (ulungiso nokucoca, njl.njl.) kwaye imimiselo yemisebenzi ibalwa ngokuthatha olu papasho. Ikhalenda.

Ukubaluleka komhla wexabiso le-invoyisi yeshishini

Ngokuqhelekileyo le mihla mibini iyahambelana. Ngokomzekelo, Ukuba wenza idiphozithi kwi-akhawunti yakho, umhla wokubala kunye nexabiso ziyafana. Nangona kunjalo, kukho amaxesha athile apho kukho ixesha phakathi esilibizayo ixesha lokudada. Oku kuveliswa lulawulo lwebhanki.

Abapheki beencwadi	ibhonasi	Betha ngoku
	✔ ibhonasi : de €1950 + 150 free spin 💸 Uluhlu olubanzi lwemidlalo yoomatshini bokungcakaza 🎁 Ikhowudi yokuthengisa : 200euros
	✔ibhonasi : de €1500 + 150 free spin 💸 Uluhlu olubanzi lwemidlalo yekhasino 🎁 Ikhowudi yokuthengisa : 200euros
	✔ ibhonasi : de €1950 + 150 free spin 💸 Uluhlu olubanzi lwemidlalo yoomatshini bokungcakaza 🎁 Ikhowudi yokuthengisa : WULLI

Umahluko phakathi komhla wexabiso kunye nomhla wokubala ufanelekile kwimeko yeenkampani. Ukwazi amaxesha apho ezi xabiso ziveliswayo kubalulekile ukulawula ngokufanelekileyo i-invoyisi, ukuhamba kwemali kunye nokunqanda imali engaphezulu okanye ukunqongophala kwemali.

Makhe sijonge iimeko ezithile apho usuku lwexabiso lusemva komhla wokuposa:

• Udluliselo phakathi kweebhanki. Kuxhomekeka kwizigqeba zebhanki ezichaphazelekayo, umhla wexabiso uya kubhalwa kusuku olunye lomsebenzi emva komhla wokubalwa. Siyakuxelela ukuba kuthatha ixesha elingakanani ukwenza udluliselo.
• itshekhi yediphozithi. Siya kuba nomhla wexabiso xa ikhredithi ifika kwi-akhawunti yendawo. Umzekelo, ukuba itshekhi ikhutshwe lelinye iziko elingelilo elethu, utyando luyakuthatha ukuya kutsho kwiintsuku ezimbini ukuba lusebenze.

umzekelo

Javier utyala imali Miguel kwaye ugqiba ekubeni enze utshintshelo kuye. Uya kukwenza oku ngaphambi kokuba alale esebenzisa isicelo sebhanki yakho. Javier une-akhawunti yebhanki ebhankini A kunye Miguel kwibhanki B.

Imali ayiyi kufikelela Miguel ukuba kusuku olulandelayo siya kufumana umhla wexabiso. Umhla wokuphendula lo msebenzi kungobo busuku bunye.

Shwa nkathelo

Kubalulekile ukuqwalasela umhla wokuthengiselana ukuze uhlale ulungelelanisa ii-akhawunti zethu.

Kodwa ngaphambi kokuba uhambe, nalu uqeqesho lwepremiyamu oluya kukuvumela ukuba uhlawule amatyala akho ngaphantsi kweeveki ezintandathu

Fumana 200% Bonus emva idiphozithi yakho yokuqala. Sebenzisa le khowudi yePromo esemthethweni: argent2035

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