Imali-mboleko yosuku lokuhlawula, ityala elikhethekileyo

Les imali-mboleko yomhla wokuhlawula, eyaziwa ngokuba yimali-mboleko yexesha elifutshane, ibe yimeko ekhethekileyo kwimeko yezemali. Ezi mboleko zibonelela ngesisombululo esikhawulezayo kubantu abafuna imali ngokukhawuleza ukuhlangabezana neendleko ezingalindelekanga okanye iimeko ezingxamisekileyo zemali. Nangona kunjalo, beza neempawu ezahlukileyo ezifuna ingqalelo ekhethekileyo.

Enye yeempawu eziphambili zeemali mboleko zomhla wokuhlawula zabo ixesha elifutshane lokuhlawula. Ngokungafaniyo neemali-mboleko zemveli ezandisa iminyaka eliqela, imali-mboleko yosuku lokurhola ngokuqhelekileyo kufuneka ihlawulwe kwiiveki okanye kwiinyanga ezimbalwa, ngokufuthi ngexesha lomvuzo olandelayo womboleki.

Le mfuno yokubuyisela ngokukhawuleza inokubeka uxinzelelo lwezemali olongezelelweyo kubaboleki, ekufuneka bafumane imali yokubuyisela imali mboleko ngexesha eliqingqiweyo.

Kweli nqaku, siza kuphonononga iimpawu zeemali-mboleko zomhla wokuhlawula ngokweenkcukacha, sigxininisa iingenelo kunye nokungalunganga kolu hlobo lwemali mboleko.

Yintoni imali mboleko yosuku lokuhlawula

Imali mboleko yosuku lokuhlawula luhlobo lwemali mboleko yexesha elifutshane apho umbolekisi uya kukunika ngetyala elinenzala ephezulu ngokusekelwe kumvuzo wakho. Inqununu yayo idla ngokuba yinxalenye yomvuzo wakho olandelayo.

Imali-mboleko yosuku lwePayday ibiza inzala ephezulu kwityala elikhawulezileyo, lexeshana elifutshane. Zikwabizwa ngokuba yimali-mboleko " imali ehlawulwayo »okanye “jonga iimali-mboleko zangaphambili”.

Ababolekisi bePayday bahlawulisa ababoleki umgangatho wenzala ephezulu kwaye ayifuni isibambiso, iyenza ibe luhlobo lwemali-mboleko yobuqu engakhuselekanga. Ezi mboleko zinokugqalwa njengemali-mboleko ngenxa yokuba zinenzala ephezulu kakhulu, azithatheli ngqalelo isakhono somboleki sokubuyisela, kwaye zinezibonelelo ezifihlakeleyo ezihlawulisa ababoleki imirhumo eyongezelelweyo.

Ngenxa yoko, banokusebenza njengomgibe wamatyala kubathengi. Ukuba ucinga ngemali-mboleko yosuku lokuhlawula, unokufuna kuqala ujonge ezinye iindlela ezikhuselekileyo zokubolekwa komntu.

Ngokubonisana nenqaku lethu ukuqonda ngcono iimali-mboleko zebhanki, mhlawumbi uya kuba neendlela ezizezinye kwiimfuno zakho.

Isebenza njani imali mboleko yosuku?

Ubhala a itshekhi yobuqu I-post-dated kumbolekisi womhla wokuhlawula apho ugunyazisa umbolekisi womhla wokuhlawula ukuba akhuphe imali ngqo kwi-akhawunti yakho yebhanki ngomhla wetshekhi okanye ugunyaziso. Olu luqhele ukuba lusuku lwakho olulandelayo lokurhola.

Xa imali mboleko yosuku kufuneka, unika umbolekisi imali kwitshekhi yakho yasemva komhla okanye uvumele umbolekisi afake itshekhi yakho. Ukuba ugunyazise umbolekisi ukuba akhuphe imali kwiakhawunti yakho, umbolekisi uya kukwenza oko ngomhla omiselweyo.

Ngokomgaqo, iimali-mboleko zosuku lokuhlawula zikunika isiqabu ngokukhawuleza xa ufumana imeko kaxakeka yezemali. Ezi mboleko zidla ngokuba ziimali-mboleko zexeshana elifutshane loo mali ukuya kuthi ga kwi-1 yeedola ukwanelisa iindleko ebezingacwangciswanga, phantsi kokuqonda ukuba uya kuyihlawula imali-mboleko usebenzisa umvuzo wakho olandelayo.

Enyanisweni, iimali-mboleko zomhla wokuhlawula zidla ngokuba sisisombululo esibi kule ngxaki. Umgangatho wenzala kwakunye neentlawulo eziza nemali-mboleko yosuku lokuhlawula zidla ngokuba phezulu kakhulu. 

Iimali-mboleko zosuku lokuhlawula ke ngoko luhlobo lwemali-mboleko olubiza kakhulu. Ngokuqhelekileyo, ababoleki bazifumana bekwimijikelo engapheliyo yetyala eligqithisileyo elibangelwa yimali-mboleko yosuku lokuhlawula.

Iimpawu zemboleko yosuku lokuhlawula

Okokuqala, iimali-mboleko zomhla wokuhlawula zidla ngokunikezelwa kangangesithuba seeveki ezimbini ukuya kwinyanga. Oku kuthetha ukuba ababoleki kufuneka babuyisele imali mboleko ngokukhawuleza, rhoqo xa befumana umvuzo wabo olandelayo.

Le mfuneko yokubuyisela ngokukhawuleza inokuba nzima kwabanye ababoleki kuba ithetha ukuba kufuneka beze nesixa esibalulekileyo semali ngexesha elifutshane.

Ukongeza, iimali-mboleko zomhla wokuhlawula ziye inzala kunye neentlawulo unyango abafundi. Ezi ntlawulo zinokubandakanya umrhumo wesicelo, umrhumo wolawulo, okanye umrhumo wokulungisa isicelo. Ezi ntlawulo zinokwahluka ngokomboleki kunye nendawo, kodwa ngokubanzi zongezwa kwisixa-mali semali-mboleko kwaye kufuneka ihlawulwe kunye nemali-mboleko.

Inzala inokwahluka ngokobolekisi nangendawo, kodwa iphezulu kakhulu kunenzala yemali mboleko okanye amakhadi okuthenga ngetyala.

Ababoleki kufuneka bazi ngezi nzala ziphakamileyo kuba oko kuthetha ukuba kuya kufuneka bahlawule ngaphezulu kwesixa-mali semali-mboleko yokuqala.

Ekugqibeleni, iimali-mboleko zomhla wokuhlawula zinokuba luncedo kwiimeko ezithile, kodwa zingakhokelela amatyala amaninzi ukuba ababoleki abakwazi ukubuyisela imali mboleko ngexesha.

Ababoleki kufuneka bazazi ezi ngozi phambi kokuba bathathe imali-mboleko yosuku lokuhlawula kwaye kufuneka baqiniseke ukuba baya kukwazi ukuyibuyisela ngokupheleleyo imali-mboleko xa ifuneka.

Amatyala okusetyenziswa afanelekileyo kwimali-mboleko yosuku lokuhlawula

Imali-mboleko yosuku lokuhlawula inokusetyenziswa ngokunentsingiselo kwiimeko ezithile, kubandakanywa:

Unxunguphalo lwezonyango: Xa kuvela iindleko zonyango ezingalindelekanga kwaye kukho imfuneko yokuhlawula amatyala ezonyango ngoko nangoko, imali-mboleko yomhla wokuhlawula inokunceda ekuhlawuleni ezi ndleko zingxamisekileyo.

Ukulungiswa kwemoto: Ukuba isithuthi sakho sidinga ukulungiswa ngokukhawuleza ukuze siqhubeke sisebenza, imali mboleko yosuku lokuhlawula inokukunceda ukuba uhlawule ezo zilungiso kwaye ubuyisele ukuhamba kwakho ngokukhawuleza.

Amatyala angalindelekanga: Ngamanye amaxesha amatyala angalindelekanga anokuvela, njengokulungiswa kwekhaya, amatyala ombane, okanye amatyala emibhobho yamanzi. Imali mboleko yomhla wokuhlawula ingasetyenziselwa ukuhlawula ezi ndleko zingxamisekileyo kwaye uthintele iintlawulo emva kwexesha.

Iindleko zikaxakeka: Kwimeko yongxamiseko engalindelekanga, njengomonakalo wamanzi okanye ukuchithwa kwesixhobo esibalulekileyo, imali mboleko yokuhlawula ingabonelela ngemali efunekayo ukujongana nezi meko zingxamisekileyo.

Ukungonelanga kwengeniso: Ukuba ufumana ixesha apho umvuzo wakho unganelanga ukuhlawula iindleko zakho zokuphila, imali mboleko yosuku lokuhlawula inokukunceda ugcwalise esi sikhewu semali sexeshana.

Kubalulekile ukuqaphela ukuba iimali-mboleko zomhla wokuhlawula kufuneka zibe isetyenziswe ngononophelo kunye noxanduva. Akufanele zithathwe njengesisombululo esisisigxina kwiingxaki zemali kwaye kufuneka zisetyenziswe kuphela kwiimeko ezingxamisekileyo zangempela apho ezinye iinketho zemali zingekho.

Ii-FAQ zeMali-mboleko yoMhla wokuHwulwa

Umbuzo: Yintoni i-payday loan?

Imali mboleko yokuhlawula luhlobo lwemali-mboleko yexesha elifutshane edla ngokunikezelwa kangangeeveki ezimbini ukuya kwinyanga.

Yenzelwe ukunceda abantu bamelane nayo iindleko ezingalindelekanga okanye iimeko ezingxamisekileyo zemali ngokubabonelela ngesixa semali ngokukhawuleza. Intlawulo yemali-mboleko idla ngokufuneka ngomhla wokurhola olandelayo womboleki.

Umbuzo: Ziziphi iimfuno zokufumana imali mboleko yosuku lokuhlawula?

Iimfuno zinokwahluka ngokuxhomekeke kumbolekisi, kodwa ngokubanzi kufuneka ube nomsebenzi ozinzileyo kunye nomvuzo oqhelekileyo. Abanye ababolekisi nabo banokufuna ubuncinci betshekhi yetyala. Iimfuno ezikhethekileyo ziya kucaciswa xa ufaka isicelo semali-mboleko.

Umbuzo: Ziziphi iingenelo zeemali mboleko zomhla wokuhlawula?

Iimali mboleko zePayday zibonelela ngesisombululo esikhawulezayo xa ufuna imali ngokukhawuleza. Zihlala zifikeleleka ngakumbi kunemali mboleko yemveli, nakubantu abanembali embi yetyala. Ukongeza, iinkqubo zokufaka izicelo zikhawuleza kwaye zilula.

Umbuzo: Ziziphi izinto ezingeloncedo kwimali-mboleko yomhla wokuhlawula?

Iimali-mboleko zosuku lwePayday zinenzala ephezulu xa kuthelekiswa nezinye iintlobo zeemali-mboleko, nto leyo ethetha ukuba ungagqibela uhlawula kakhulu kunemali-mboleko yokuqala kwinzala.

Ukongeza, amaxesha amafutshane okuhlawula anokukhokelela kubunzima bemali ukuba awukwazi ukubuyisela imali-mboleko ngexesha.

Umbuzo: Ukuphepha njani ukuwela kumjikelo wamatyala ngeemali mboleko zomhla wokuhlawula?

Ukunqanda ukuwela kumjikelo wamatyala, kubalulekile ukuthabatha kuphela imali mboleko yosuku xa uyifuna ngokwenene kwaye ukuba uqinisekile ukuba ungayihlawula ngexesha.

Yenza uhlahlo lwabiwo-mali lwezemali, jonga ezinye iindlela zokuxhasa ngemali, kwaye usebenzise imali mboleko yosuku lokuhlawula ngononophelo nangenkathalo.

Umbuzo: Zeziphi ezinye iindlela zokubolekwa imali ngosuku lokurhola?

Ezinye iindlela zokubolekwa imali ezibhankini okanye kwiimanyano zamatyala, ukusebenzisa amakhadi okuthenga ngetyala anenzala ephantsi, ukwenza isicelo semali-mboleko kumqeshi wakho, okanye ukufuna uncedo lwemali kwimibutho yasekuhlaleni okanye imibutho yesisa.

isiphelo

Iimali-mboleko ze-Payday yimeko ekhethekileyo kwihlabathi lemali-mboleko yexesha elifutshane. Nangona zinokuba luncedo ekujonganeni nazo iindleko ezingalindelekanga okanye iimeko ezingxamisekileyo zemali, nazo zibeke imingcipheko ebalulekileyo kubaboleki, kubandakanywa inzala ephezulu, iifizi zokulungisa kunye nexesha elifutshane lokubuyisela.

Kubalulekile ukuba ababoleki baqonde iimpawu zokuboleka imali ngaphambi kokuba benze isigqibo sokuthatha imali-mboleko. Bafanele bazazi ezinye iindlela ezikhoyo, ezifana nemali-mboleko yobuqu okanye amakhadi okuthenga ngetyala, anokunika imiqathango efanelekileyo. imbuyekezo encomekayo.

Ekugqibeleni, imali-mboleko yosuku lokuhlawula kufuneka isetyenziswe ngononophelo kunye noxanduva. Kufuneka zithathwe kuphela njengesisombululo sexeshana kunye nengxakeko kwiingxaki zemali kwaye kufuneka ziqeshwe kuphela ukuba zikho ezinye iinketho ziphelile.

Ababoleki kufuneka bazazi iingozi ezinxulumene nemali-mboleko yomhla wokuhlawula kwaye benze izigqibo ezinolwazi ngokusekelwe kwimeko yabo yezemali.

Ngaphambi kokuba uhambe, nalu uqeqesho olukuvumela ukuba wenze njalo master yorhwebo ngeyure nje 1. Cofa apha ukuze uyithenge