Yintoni omawuyazi malunga noshishino lwezemali
La imali yoshishino yindawo yezemali echaphazelekayo iimfuno zemali zeenkampani ukuqala okanye ukukhula. Ijonge ukubonelela iinkampani ngeemali eziyimfuneko zokuqalisa okanye ukuqhubeka nophuhliso lwazo, ngokuzinika izisombululo zenkxaso-mali ezilungelelaniswe neemfuno zabo kunye neprofayili yabo yomngcipheko.
Zininzi iindlela zenkxaso-mali yoshishino, ukusukela kwi-equity financing, ukuxhaswa ngetyala, i-venture capital kunye i-crowdfunding.
Uhlobo ngalunye lwenkxaso-mali lunezibonelelo zalo kunye nokungonakali, kwaye ukhetho lohlobo lwenkxaso-mali luxhomekeke kwizinto ezininzi, njengenqanaba lophuhliso lwenkampani, imodeli yayo yezoqoqosho, amandla ayo okwenza inzuzo kunye nokuhlawula amatyala, njl.
Fumana 200% Bonus emva idiphozithi yakho yokuqala. Sebenzisa le khowudi yokuthengisa: argent2035
Inqaku eliza kufundwa: Kutheni ishishini lakho lifuna ukuthengiswa kwevidiyo?
Ngaphaya koko, imali yoshishino idlala a indima ebalulekileyo kuphuhliso loshishino nasekukhuleni koqoqosho lwengingqi.
Ivumela iinkampani ukuba ziphuhlise kwaye zenze ixabiso, ngelixa zinika abatyali-mali ithuba lokuthatha inxaxheba kuphuhliso lweeprojekthi ezintsha ezinokukhula okuphezulu.
🔰 Imvelaphi yeMali yoShishino
Kunzima ukufumana ngokuchanekileyo imvelaphi yemali yoshishino. Isuka kuyo yonke imisebenzi yezemali ejolise ekuxhaseni uphuhliso lwamashishini aqalayo okanye akhulayo.
Inqaku eliza kufundwa: Yintoni uphawu lwentengiso olubhalisiweyo ?
Nangona kunjalo, eminye imisitho inokuchongwa efake isandla ekuveleni kwezemali yoshishino njengenkalo eyahlukileyo yezemali:
- Ukwenziwa kwemali eyinkunzi yemali embindini we 20eME ngekhulu
- Ukuqhuma kwecandelo le itekhnoloji yolwazi ekuqaleni kwe21eME ngekhulu
- Ukuphuhliswa kweendlela ezintsha zenkxaso-mali, njenge-crowdfunding
🔰 Indlela yethiyori kwiMali yoShishino
Kukho iindlela ezininzi zethiyori kwizemali zamashishini. Ngamnye unendlela yakhe yokuqonda kunye nokujongana neemfuno zemali zabaqalayo okanye amashishini akhulayo.
Enye yeendlela eziqhelekileyo yindlela I-Classic Financial. Enye indlela eqhelekileyo yindlela esekelwe kuyo izibonelelo. Kukho kwakhona indlela esekelwe kuyo ubudlelwane.
✍️ Indlela yezeMali yeClassic
Ngubani ocinga ukuba iinkampani zidinga inkxaso-mali kutyalo-mali kwiiprojekthi ezinesivuno esikhulu.
Ngokwale ndlela, iinkampani kufuneka zinyuse ixabiso lazo ngokutyala imali kwiiprojekthi ezenza awona mazinga aphezulu embuyekezo.
Le ndlela igxininisa ukubaluleka kolawulo lwemali kunye nokufumana imithombo yenkxaso-mali eneendleko ezifanelekileyo.
✍️ Indlela yokufundisa
Okugxininisa ukubaluleka kolawulo lwabasebenzi kunye nezakhono zenkampani ekuphuhliseni imisebenzi yayo.
Inqaku eliza kufundwa: Kutheni ukuthengisa kubaluleke kangaka kule mihla?
Ngaphantsi kwale ndlela, inkxaso-mali iyaqwalaselwa njengendlela yokuxhasa ukukhula kweshishini ukubavumela ukuba baphuhlise izakhono zabo kwaye bafune italente entsha.
✍️ Indlela yoBudlelwane
Okugxininisa ukubaluleka kobudlelwane phakathi kwenkampani kunye nabachaphazelekayo (abathengi, ababoneleli, abasebenzi, abatyali-mali, njl.) ukwenzela ukuphuhliswa kwemisebenzi yayo.
Ngale ndlela, ukuxhasa ngemali kufana nendlela yokudala okanye ukomeleza ubudlelwane obuhlala buhleli kunye neziqhamo kunye nabathathi-nxaxheba abohlukeneyo benkampani.
Lilonke, indlela nganye yethiyori kwimali yoshishino igxininisa imiba eyahlukeneyo yolawulo lwemali yeenkampani eziqalayo okanye ezikhulayo. Nganye ineempembelelo zayo kwindlela yokujongana neemfuno zemali zala mashishini.
✅ Ukubaluleka kwezeMali zoShishino kule mihla
Imali yosomashishini ibaluleke kakhulu ngenxa yezizathu ezimbalwa. Amashishini okuqala okanye akhulayo, ahlala efuna inkxaso-mali ukuze akhulise ishishini lawo kwaye akhule.
Yena bona inyusa imali efunekayo ukutyala imali kwiiprojekthi ezintsha, ukufumana iitalente ezintsha, ukuqalisa iimveliso ezintsha okanye itekhnoloji, njl.
Izimali zoosomashishini nazo zibalulekile kuqoqosho oluphuhlayo. Kolu qoqosho, ukuqala kusoloko kunzima ukufikelela kwinkxaso-mali yebhanki eqhelekileyo ngenxa yokungabi nazibambiso kunye nembali yentlawulo embi.
Inokubanika izisombululo zenkxaso-mali ezihambelana neemfuno zabo kunye neprofayili yomngcipheko, kwaye ngaloo ndlela inegalelo kuphuhliso lweshishini kunye nokukhula koqoqosho kummandla.
Ukongeza, imali yoshishino ingaba indlela yokuxhasa inguqulelo kunye nokukhuthaza ukusekwa kwamashishini amatsha.
Inqaku ekufuneka lifundwe: Ungaba ngumthengisi we-intanethi njani?
Inokunceda iinkampani ezivelisa izinto ezintsha ukuba ziphuhlise iimveliso ezintsha okanye ubugcisa obunokuba nefuthe elihle kuqoqosho nakuluntu.
Ngokufutshane, imali yoshishino idlala indima ebalulekileyo kuphuhliso lwamashishini nasekukhuleni koqoqosho lwengingqi.
Fumana 200% Bonus emva idiphozithi yakho yokuqala. Sebenzisa le khowudi yePromo esemthethweni: argent2035
Ivumela iinkampani ukuba ziphuhlise kwaye zenze ixabiso, ngelixa zinika abatyali-mali ithuba lokuthatha inxaxheba kuphuhliso lweeprojekthi ezintsha ezinokukhula okuphezulu.
✅ Imithombo yenkxaso-mali
Izimali zoosomashishini luqeqesho oluchaphazela ukufumana nokusebenzisa imali ukuxhasa ishishini eliqalayo okanye elikhulayo.
Inqaku eliza kufundwa: Yonke into ofuna ukuyazi malunga neNkunzi yokuSebenza
Kukho imithombo emininzi yenkxaso-mali kumashishini, ngalinye lineengenelo zalo kunye nezinto ezingeloncedo. Eminye imizekelo yemithombo yenkxaso-mali ibandakanya:
✔ Imali-mboleko yebhanki
Imali-mboleko yebhanki ngumthombo oqhelekileyo wokuxhasa amashishini. Zinokuba zifutshane okanye ixesha elide kwaye zifuna isibambiso ukuze zifumaneke.
Inzala kunye nemirhumo enxulumene nemali-mboleko yebhanki inokwahluka ngokuxhomekeke kwityala lenkampani kunye nexesha lemali-mboleko.
✔ Utyalo-mali lwenkunzi
Abatyali-zimali bokulingana batyala imali kwinkampani ngokutshintshiselana neqaqobana okanye uninzi lwezabelo kwinkampani.
Utyalo-mali oluyinkunzi lunokuba ngumthombo obalulekileyo wenkxaso-mali yokuqalisa okanye amashishini akhula ngokukhawuleza afuna imali yokuphuhlisa imveliso okanye inkonzo yawo.
✔ Iinkxaso-mali
Izibonelelo ziimali ezinikezelwa ngoorhulumente okanye eminye imibutho kwiinkampani ezihlangabezana nemilinganiselo ethile (efana nokwenziwa kwezinto ezintsha okanye uzinzo).
Ngokuqhelekileyo zinikezelwa ngaphandle kwenzala kwaye azifuni siqinisekiso. Nangona kunjalo, badla ngokukhuphisana kwaye kunzima ukuzifumana.
✔ Equity finance
Le yimilo ye eyona mali ixhaphakileyo kubaqalayo. I-Equity yenziwe lutyalo-mali olwenziwe ngabaseki benkampani kunye nabatyali-mali abakholelwa kuphuhliso lwamandla ayo.
I-Equity financing inomtsalane ngakumbi kwiinkampani ezingekavelisi ngeniso kwaye ezingakwaziyo ukufikelela kwiimali mboleko zebhanki eziqhelekileyo.
✔ Ukuxhasa ngetyala
Olu lolona hlobo luxhaphakileyo lwenkxaso-mali kumashishini akhulayo.
Amashishini anokufumana imali-mboleko kwibhanki okanye kwelinye iziko lezemali, eqinisekisa ukubuyiswa kwetyala kunye nesibambiso (umzekelo, ngokubambisa izinto zeshishini).
Inqaku eliza kufundwa: Indlela yokutyala imali ngaphandle kwemali?
Ukuxhaswa ngemali kwamatyala kunomtsalane ngakumbi kwiinkampani esele zenze inzuzo kwaye zinembali entle yokuhlawula.
✔ Ukuxhaswa ngemali ngenkunzi yomngcipheko
Olu luhlobo lwenkxaso-mali oluvumela amashishini ukuba ukunyusa imali kubatyali-mali abazimisele ukuthatha umngcipheko ngokutshintshiselana nethuba lokuthatha inxaxheba kuphuhliso lwenkampani.
I-Capital ye-Venture ilungele iinkampani ezivelisa izinto ezintsha ezifuna inkxaso-mali ukuze ziphuhlise iimveliso ezintsha okanye ubugcisa.
✔ Inkxaso-mali nge-crowdfunding
Olu luhlobo lwenkxaso-mali oluvumela amashishini ukunyusa imali kwinani elikhulu labantu, enkosi kwi-Intanethi.
I-Crowdfunding ivumela iinkampani ukuba zizazise kubaphulaphuli abaninzi kwaye zifumane abatyali-mali abakholelwa kwiprojekthi yabo.
Kubalulekile ukuba uqaphele ukuba uhlobo ngalunye lwenkxaso-mali yoshishino lunenzuzo kunye nokungonakali, kwaye ukhetho lwefomu yenkxaso-mali luxhomekeke kwizinto ezininzi, ezifana nenqanaba lophuhliso lwenkampani, imodeli yoshishino kunye namandla ayo.
Cofa apha ukuze funda ngakumbi malunga ne-crowdfunding
✅ isiphelo
Izemali zosomashishini yindawo yezemali egxile kwiimfuno zemali zokuqalisa okanye amashishini akhulayo.
Ijonge ukubonelela iinkampani ngeemali eziyimfuneko zokuqalisa okanye ukuqhubeka nophuhliso lwazo, ngokuzinika izisombululo zenkxaso-mali ezilungelelaniswe neemfuno zabo kunye neprofayili yabo yomngcipheko.
Imali yosomashishini ibaluleke kakhulu kumashishini aqalayo okanye akhulayo, ahlala efuna inkxaso-mali ukuze akhulise ishishini lawo kwaye akhule.
Inqaku elifundwayo: Uyenza njani imali ngoguqulelo lwe-intanethi?
Kukwabalulekile kuqoqosho oluphuhlayo, apho abaqalayo bahlala besokola ukufikelela kwinkxaso-mali yebhanki eqhelekileyo.
Ngokuxhasa ukusungula izinto ezintsha kunye nokukhuthaza ukuyilwa kwamashishini amatsha, ushishino lwezemali lunokuba negalelo kwi uphuhliso loshishino kunye nokukhula koqoqosho lwengingqi.
✅ FAQ : Yintoni omawuyazi malunga nezimali zamashishini ❓
Nantsi eminye imibuzo esoloko ibuzwa malunga nezimali zamashishini:
✔ Yintoni imali yoshishino?
Izemali zosomashishini yindawo yezemali egxile kwiimfuno zemali zokuqalisa okanye amashishini akhulayo.
Ijonge ukubonelela iinkampani ngeemali eziyimfuneko zokuqalisa okanye ukuqhubeka nophuhliso lwazo, ngokuzinika izisombululo zenkxaso-mali ezilungelelaniswe neemfuno zabo kunye neprofayili yabo yomngcipheko.
✔ Ngubani onokuxhamla kwiimali zamashishini?
Izimali zosomashishini ikakhulu ziqala okanye zikhula amashishini afuna inkxaso-mali ukuze akhulise ishishini lawo kwaye akhule.
Inokuba luncedo kwiinkampani ezivelisa izinto ezintsha ezifuna inkxaso-mali ukuze ziphuhlise iimveliso ezintsha okanye itekhnoloji kwaye ezingahambelani neendlela zokukhetha zabatyali-mali bemveli.
Inqaku eliza kufundwa: Yintoni iprojekthi yotyalo-mali ?
Okokugqibela, imali yoshishino inokuba luncedo ekuphuhliseni uqoqosho, apho abaqalayo bahlala besokola ukufikelela kwinkxaso-mali yebhanki eqhelekileyo.
Siyabulela ngokunikela ingqalelo ekufundeni inqaku lethu kwaye ngokunjalo, nceda usikhuthaze ngokubhala amanqaku ethu ngokushiya izimvo.
Kodwa ngaphambi kokuba uhambe Nazi iimfihlo ezi-5 zezimali zomntu. Ndikucebisa ukuba uthenge olu xwebhu.
Ukubuyela kwakho kwindawo yethu kuya kuhlala kwamkelekile.
Shiya amazwana