Ukutyala imali kwimarike yemasheya yindlela enomdla yokukhulisa ukonga kwakho kwixesha elide. Kodwa ukutyala imali yakho yonke kwizitokhwe kubandakanya ingozi enkulu. Ukuguquguquka kweemarike kunokukhokelela kwilahleko eyinkunzi ekunzima ukuyoyisa ukuba awuzilungiselelanga. Nangona kunjalo, eyona nkxalabo iphambili ihlala yile: Indlela yokwakha i-portfolio ye-stock market elinganayo?
Isalathisi sesitokhwe ngumlinganiselo wokusebenza (utshintsho lwamaxabiso) kwimarike ethile yezemali. Ilandelela ukunyuka kunye nokuhla kweqela elikhethiweyo leempahla okanye ezinye izinto. Ukuqwalasela ukusebenza kwesalathisi se-stock index kunika indlela ekhawulezayo yokubona impilo ye-stock market, ikhokela iinkampani zemali ekudaleni iimali zesalathisi kunye neengxowa-mali ezithengiswayo, kwaye kukunceda ukuba uhlolisise ukusebenza kotyalo-mali lwakho. Izalathisi zezabelo zikhona kuzo zonke iinkalo zeemarike zemali.
Ukuba ungumtyalomali, umrhwebi, umthengisi, njl. uya kuba sele uvile ngemakethi yesibini ngoku. Le marike ichasene nemarike yokuqala. Enyanisweni, luhlobo lwemarike yezemali eququzelela ukuthengiswa nokuthengwa kwezibambiso ezikhutshwe ngaphambili ngabatyalo-mali. Ezi ziqinisekiso zizitokhwe ngokubanzi, iibhondi, amanqaku otyalo-mali, ikamva kunye nokhetho. Zonke iimarike zorhwebo kunye notshintshiselwano ngezabelo zihlelwa njengeemarike zesibini.
I-stock market yimakethi apho abatyali-mali, nokuba ngabantu okanye iingcali, abanini-akhawunti ye-stock market enye okanye ngaphezulu, banokuthenga okanye bathengise izibambiso ezahlukeneyo. Ke, ezona marike zibalaseleyo zemasheya zidlala indima ephambili kuqoqosho lwehlabathi. Banceda amashishini akhulise inkunzi ngokukhupha izitokhwe, iibhondi kubatyali-mali ukuze kwandiswe ishishini, iimfuno zenkunzi yokusebenza, inkcitho eyinkunzi, njl. Ukuba ungumtyali-mali okanye nje inkampani enqwenela ukuvula inkunzi yayo eluntwini, ke ulwazi lwezona marike zibalaseleyo zesitokhwe luya kubaluleka kakhulu kuwe.
Ngaba umtsha ekufumaneni imali kwaye ufuna ukufunda ngakumbi malunga nendlela iimarike zezimali ezisebenza ngayo? Ewe, ufike kwindawo elungileyo. Iimarike zezemali luhlobo lweemarike ezibonelela ngendlela yokuthengisa nokuthenga izinto ezifana neebhondi, izitokhwe, iimali, kunye nezinto eziphuma kuzo. Zinokuba ziimarike ezibonakalayo okanye ezingabonakaliyo ezidibanisa ii-arhente zezoqoqosho ezahlukeneyo. Ukubeka nje, abatyali-mali banokuguqukela kwiimarike zezemali ukunyusa imali eninzi yokukhulisa ishishini labo ukuze bafumane imali eninzi.