Ukutyala imali kwimarike yemasheya kunye ne-PEA ithandwa kakhulu ngabagcini. Enkosi kwirhafu ezuzwayo kwinzuzo eyinkunzi kunye nezahlulo ezifunyenweyo, inyusa ukusebenza kotyalo-mali ngelixa inciphisa intlawulo yerhafu. I-PEA ikwabonelela ngamathuba okutshintsha imali kabani phakathi kwezithuthi ezininzi ezifana nezabelo, ii-ETF, iimali, iziqinisekiso, njl.
Isalathisi sesitokhwe ngumlinganiselo wokusebenza (utshintsho lwamaxabiso) kwimarike ethile yezemali. Ilandelela ukunyuka kunye nokuhla kweqela elikhethiweyo leempahla okanye ezinye izinto. Ukuqwalasela ukusebenza kwesalathisi se-stock index kunika indlela ekhawulezayo yokubona impilo ye-stock market, ikhokela iinkampani zemali ekudaleni iimali zesalathisi kunye neengxowa-mali ezithengiswayo, kwaye kukunceda ukuba uhlolisise ukusebenza kotyalo-mali lwakho. Izalathisi zezabelo zikhona kuzo zonke iinkalo zeemarike zemali.
Ukuba ungumtyalomali, umrhwebi, umthengisi, njl. uya kuba sele uvile ngemakethi yesibini ngoku. Le marike ichasene nemarike yokuqala. Enyanisweni, luhlobo lwemarike yezemali eququzelela ukuthengiswa nokuthengwa kwezibambiso ezikhutshwe ngaphambili ngabatyalo-mali. Ezi ziqinisekiso zizitokhwe ngokubanzi, iibhondi, amanqaku otyalo-mali, ikamva kunye nokhetho. Zonke iimarike zorhwebo kunye notshintshiselwano ngezabelo zihlelwa njengeemarike zesibini.
I-stock market yimakethi apho abatyali-mali, nokuba ngabantu okanye iingcali, abanini-akhawunti ye-stock market enye okanye ngaphezulu, banokuthenga okanye bathengise izibambiso ezahlukeneyo. Ke, ezona marike zibalaseleyo zemasheya zidlala indima ephambili kuqoqosho lwehlabathi. Banceda amashishini akhulise inkunzi ngokukhupha izitokhwe, iibhondi kubatyali-mali ukuze kwandiswe ishishini, iimfuno zenkunzi yokusebenza, inkcitho eyinkunzi, njl. Ukuba ungumtyali-mali okanye nje inkampani enqwenela ukuvula inkunzi yayo eluntwini, ke ulwazi lwezona marike zibalaseleyo zesitokhwe luya kubaluleka kakhulu kuwe.
Ngaba uyafuna ukwazi yonke into malunga ne-stock market? Ukungakhathali. Imarike yemasheya yindawo esembindini apho izabelo zeenkampani ezirhweba esidlangalaleni zithengwa kwaye zithengiswe. Ihluke kwezinye iimarike kwizinto ezithengiswayo kuphela kwiimpahla, iibhondi, kunye neemveliso ezithengiswayo. Kule marike, abatyali-mali bafuna izixhobo zokutshala imali kunye neenkampani okanye abakhupheli kufuneka baxhase iiprojekthi zabo. Omabini amaqela athengisa izibambiso, ezifana nezitokhwe, iibhondi kunye neengxowa-mali ezifanayo, ngokusebenzisa abalamleli (ii-arhente, ii-brokers kunye notshintshiselwano).