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Ithegi: i-akhawunti yangoku

Yintoni ukudluliselwa kwebhanki?

By UFaustin Djoufouet Kuthunyelwe kuyo Imali yeClassic
Yintoni ukudluliselwa kwebhanki?

Ukudluliselwa kwe-wire ligama eliqhelekileyo elisetyenziselwa ukuchaza ukudluliselwa kwemali ukusuka kwi-akhawunti yebhanki ukuya kwenye. Nokuba kuzwelonke okanye kumazwe ngamazwe. Ukudluliselwa kwebhanki ukuya ebhankini kuvumela abathengi ukuba badlulise imali nge-elektroniki. Ngokukodwa, bavumela imali ukuba idluliselwe kwi-akhawunti enebhanki enye ukuya kwi-akhawunti enelinye iziko. Ukuba awuzange usebenzise le nkonzo ngaphambili, kunokubonakala ngathi kuyabhideka. Ukuba ufuna uncedo lokuqonda indlela esebenza ngayo, nantsi into ekufuneka uyazi malunga nokudluliselwa kwebhanki.

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Yintoni umdla?

By UFaustin Djoufouet Kuthunyelwe kuyo Imali yeClassic
Yintoni umdla?

Inzala lixabiso lokusebenzisa imali yomnye umntu. Xa uboleka imali, uhlawula inzala. Inzala ibhekisa kumagama amabini azalanayo kodwa ahluke kakhulu: nokuba yimali ebolekwayo ayihlawulayo ebhankini ngeendleko zemboleko, okanye imali efunyanwa ngumnini-akhawunti ngokushiya imali ngasemva. Ibalwa njengepesenti yemali-mboleko (okanye idiphozithi), ihlawulwe ngamaxesha athile kumbolekisi ngelungelo lokusebenzisa imali yakhe. Isixa-mali sidla ngokuchazwa njengexabiso lonyaka, kodwa inzala ingabalwa ixesha elide okanye elifutshane kunonyaka omnye.

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Yonke into okufuneka uyazi malunga neeakhawunti zentengiso yemali

By UFaustin Djoufouet Kuthunyelwe kuyo Imali yeClassic
Yonke into okufuneka uyazi malunga neeakhawunti zentengiso yemali

I-akhawunti yemalike yemali yi-akhawunti yokonga eneempawu ezithile zolawulo. Ngokuqhelekileyo iza kunye neetshekhi okanye ikhadi le-debit kwaye ivumela inani eliqingqiweyo leentengiselwano ngenyanga nganye. Ngokwemveli, iiakhawunti zeemalike zemali zibonelela ngenzala ephezulu kuneeakhawunti zogcino eziqhelekileyo. Kodwa namhlanje, iireyithi ziyafana. Iimarike zemali zihlala zinediphozithi ephezulu okanye ubuncinane beemfuno zebhalansi kuneeakhawunti zokulondoloza, ke thelekisa iinketho zakho ngaphambi kokuba wenze isigqibo kwenye.

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