Angakunceda njani umcwangcisi wezezimali?

Ucwangciso lwezemali lwenziwa rhoqo, ngelixa uhlonipha izakhono zakho kunye nezinto eziphambili kuwe: iziganeko zobomi zihlala zingalindelekanga. Isicwangciso esilungileyo sezemali siyaguquguquka kwaye kufuneka sibonise iminqweno yakho kunye nobunyani bakho. Umcwangcisi wezezimali uyakunceda ukuba utshate ikhosi yobomi bakho bemali. Oku kususela kuhlahlo lwabiwo-mali ukuya ekongeni, ukunciphisa umthwalo wakho werhafu kunye nelifa lemali labantwana bakho. Ukuba ucinga ngokuqesha umcwangcisi wezezimali, nantsi into ekufuneka uyazi.

Uyicwangcisa njani ibhajethi yakho?

Nokuba ujonge ukwenza i-spreadsheet yohlahlo lwabiwo-mali okanye ufuna nje ukuqonda ngcono ulawulo lwemali, qala ngamanyathelo endihamba ngawo kweli nqaku. Nangona ungasebenzisi i-spreadsheet yohlahlo lwabiwo-mali, mhlawumbi ufuna indlela yokufumanisa apho imali yakho ihamba khona inyanga nenyanga. Ukwenza uhlahlo lwabiwo-mali ngetemplate kunokukunceda uzive ulawula ngakumbi imali yakho kwaye ugcine imali kwiinjongo zakho.