Ukutyala imali kwimarike yemasheya yindlela enomdla yokukhulisa ukonga kwakho kwixesha elide. Kodwa ukutyala imali yakho yonke kwizitokhwe kubandakanya ingozi enkulu. Ukuguquguquka kweemarike kunokukhokelela kwilahleko eyinkunzi ekunzima ukuyoyisa ukuba awuzilungiselelanga. Nangona kunjalo, eyona nkxalabo iphambili ihlala yile: Indlela yokwakha i-portfolio ye-stock market elinganayo?
Eyona mbono inkulu malunga notyalo-mali kukuba kuphela izityebi. Ngaphambili, enye yeentsomi eziqhelekileyo zotyalo-mali yayikukuba kuthatha imali eninzi ukuba isebenze. Nangona kunjalo, oku akusoloko kuyinyani, umntu unokutyala imali encinci. Nokuba awunayo imali eninzi yokutyala, kuyenzeka ukuba uqale ukwakha ipotfoliyo kwaye ukhulise ubutyebi bakho. Ngapha koko, ngotyalo-mali oluninzi ngoku olukhoyo kubaqalayo, akukho sizathu sokuthatha inyathelo. Kwaye ziindaba ezimnandi ezo, kuba ukutyala imali yindlela entle yokukhulisa ubutyebi bakho.
Kutheni kwaye ulwahlula njani utyalo-mali lwakho? Utyalo-mali lulo olukuqinisekisa ngezimali ezingcono ngomso. Kule nto, ukwahlukana kuhlala kungundoqo kutyalo-mali oluyimpumelelo. Ipotifoliyo yotyalo-mali eyahluka-hlukeneyo inciphisa umngcipheko ngelixa utyala imali ixesha elide. Ivumela inani lotyalo-mali olunembuyekezo ephezulu ngokunciphisa imingcipheko enokwenzeka ngezinye iindlela ezizinzileyo. Xa uqala kwangethuba, usenokufumanisa ixabiso lokonga okuqeqeshekileyo kunye nokucwangcisa iinjongo zobomi bakho. Unokuqala ngomxube wemali, izitokhwe, iibhondi okanye izibambiso zikarhulumente. Kodwa kuthetha ukuthini ukwahlukanisa utyalo-mali lwakho? Kodwa okokuqala, nalu uqeqesho olukuvumela ukuba uphumelele kwishishini.