Indlela yokukhetha i-inshurensi efanelekileyo?

I-inshurensi yindlela yokulawula umngcipheko. Xa uthenga i-inshorensi, udlulisela ixabiso lelahleko enokubakho kwinkampani yeinshorensi ukuze ufumane umrhumo, obizwa ngokuba yipremiyamu. Iinkampani ze-inshurensi zityala imali ngokukhuselekileyo, ukuze zikhule kwaye zihlawule xa kukho ibango. I-inshurensi yobomi, i-inshurensi yemoto, i-inshurensi yasekhaya…kuninzi ekufuneka kuqwalaselwe wonke umntu. Ukukunceda ukuba uqalise, senze esi sikhokelo. Ukuthenga i-inshurensi kulutyalo-mali olukhulu kwaye uya kufuna ukutyala imali ngobulumko. Ungayifumana njani eyona inshurensi yeshishini kwishishini lakho? Nazi ezinye izinto ekufuneka uziqwalasele phambi kokuba wenze isigqibo sakho.

Yintoni omawuyazi malunga ne-inshurensi

Yintoni omawuyazi malunga ne-inshurensi
Umqondiso weNdlela ye-Inshurensi enamafu amakhulu kunye nesibhakabhaka.

Sonke sifuna ukhuseleko lwezemali kuthi nakwiintsapho zethu. Siyazi ukuba ukuba ne-inshurensi kunokusinceda kwaye kunokuba negalelo kwisicwangciso esiluqilima sezemali. Nangona kunjalo abaninzi bethu abacingi nge-inshurensi. Amaxesha amaninzi, asicingi ngemingcipheko kunye nezinto ezingalindelekanga (azikalindelwanga!) Ngoko ke sishiya izinto ngamabona-ndenzile. Kusenokuba kungenxa yokuba asazi kakhulu malunga ne-inshurensi kwaye yindlela entsonkothileyo ukuba singayihoya. Kodwa, amaxesha amaninzi, siyathandabuza ukuthenga i-inshurensi. Ngokomzekelo, kutheni kufuneka ndithenge i-inshorensi yobomi okanye i-inshurensi yempilo njengomntu oselula nosempilweni? Okanye, kutheni ndifuna i-inshurensi yemoto yam, ndinezakhono zokuqhuba kakuhle?