Usandula ukutyala imali kwipropati erentisayo. Wenze kakuhle ! Uthathe inyathelo lokuqala lokwakha ipotifoliyo yezindlu nezindlu. Kodwa umsebenzi wakho awupheli apho. Ukuze olu tyalo-mali lube nenzuzo, kufuneka wazi indlela yokulawula ipropati yakho ngokufanelekileyo. Ulawulo olulungileyo luya kukuvumela ukuba wongeze umvuzo wakho wokurenta.
Izindlu nezindlu zihlala zilutyalo-mali oluyimfuneko ekwakheni ubutyebi. Nangona kunjalo, ukuthenga ipropati akunikwa wonke umntu. Amaxabiso ezindlu nomhlaba anyukile, ngakumbi kwizixeko ezikhulu. Ngoko ke kunzima ukutyalomali xa kukho ukunqongophala kwegalelo lomntu.
Iimali mboleko zemoto zinokubhida kwaye zigqithise, ngakumbi ukuba lixesha lakho lokuqala lokuxhasa imoto. Ukusuka kwinzala ukuya kwizavenge ukuya kubude bemali mboleko yakho, kuninzi ekufuneka ukuqonde. Kodwa okukhona uqonda ngcono ukuxhaswa ngemali kwemoto, kokukhona ukulungele ngakumbi ukuthethathethana ngeyona nto ilungileyo kwimeko yakho.
Imali-mboleko sisixa-mali esibolekwa ngumntu okanye amashishini amaninzi kwiibhanki okanye kwamanye amaziko emali ukuze akwazi ukulawula ngokwezimali iziganeko ezicwangcisiweyo okanye ezingalindelekanga. Ngokwenza njalo, umboleki ufaka ityala ekufuneka alihlawule ngenzala nangexesha elinikiweyo. Imali-mboleko inokunikwa abantu, amashishini kunye noorhulumente.
I-mortgage yimali-mboleko - enikezelwa ngumbolekisi we-mortgage okanye ibhanki - evumela umntu ukuba athenge indlu okanye ipropati. Nangona kunokwenzeka ukuba uthathe imali-mboleko ukuze uhlawule iindleko ezipheleleyo zekhaya, kuxhaphake kakhulu ukufumana imali-mboleko malunga ne-80% yexabiso lekhaya. Imali-mboleko kufuneka ihlawulwe ekuhambeni kwexesha. Indlu ethengiweyo isebenza njengesibambiso semali ebolekwe kumntu wokuthenga indlu.