I-Coinbase vs Robinhood: Iyiphi i-crypto brokerage ehamba phambili?

Ukuqhathanisa okuhle phakathi kwe-Coinbase ne-Robinhood kuncike enkonzweni oyifunayo. URobinhood ulandela incwadi yokudlala yomthengisi wamasheya wendabuko. Ngohlelo lokusebenza, ungathenga amasheya kanye nezimali ezihweba ngokuhwebelana emakethe yamasheya, kodwa futhi inikeza imenyu elinganiselwe ye-cryptocurrencies.

I-Coinbase, ngakolunye uhlangothi, inikeza kuphela ama-cryptocurrencies (azikho izitoko noma ama-ETF lapha), Nokunye okuningi. Ukwengeza, i-Coinbase inamakhono angabhekwa njengebalulekile lapho uthenga i-crypto - amakhono uRobinhood angenawo njengamanje.

Frais

Enye yezinzuzo ze-Robinhood ngaphezu kwe-Coinbase yizindleko zokuthenga ama-cryptocurrencies. E-Robinhood, kumahhala. Ungathenga futhi udayise ama-cryptos kaningi ngokuthanda kwakho ngaphandle kwezimali ezikhokhwayo (futhi imithetho yokuhweba yosuku lwephethini ekhona ezitokisini ayikho okwamanje kuma-cryptos). Kuzodingeka njalo ukhokhe ukusabalala (umehluko phakathi kwenani lebhidi kanye nenani elibuzwayo).

Kuyaphawuleka ukuthi ngo-2020, umyalo ovela kuSecurities and Exchange Commission wembula ukuthi uRobinhood unikeze “amanani aphansi okuhweba“, kubiza amakhasimende Ama-dollar ayi-34,1. Uphenyo lwe-SEC lugxile ekukhangiseni nasekusetshenzisweni kwe-Robinhood ngokujwayelekile hhayi ekuhwebeni kwe-crypto ngokuqondile. URobinhood uvumile ukukhokha izigidi ezingama- $65 ukuze aqedele amacala.

Ku-Coinbase, akulula kangako. I-Coinbase inesakhiwo semali eguquguqukayo kakhulu, kuye ngokuthi uthenga kangakanani ngamadola ase-US nokuthi uyikhokha kanjani. Isibonelo, uma uthenga 100 $ kuma-bitcoins anekhadi ledebhithi, uzokhokha imali 3,99%, ukuthi I-3,99 $.

Uma ukhokha nge-akhawunti yasebhange exhunyiwe, le nkokhelo ingaba I-2,99 $. I-Coinbase iphinde ikhokhise ukusabalala cishe 0,5% ngokuthengisa nokuthengwa kwama-cryptocurrencies; lokhu kusabalala kungase kushintshe kuye ngokuguquguquka kwemakethe.

Sekukonke, imali ekhokhwayo kuCoinbase ingadideka, futhi ngokungagwegwesi, kubonakala sengathi iphelelwe yisikhathi ukukhokha ngokuthengiselana lapho amanye ama-brokerage esuka kuwo iminyaka.

Kodwa-ke, ekuqaleni kuka-2022, i-Coinbase yakhipha isici sediphozi esiqondile esivumela abasebenzisi ukuthi banikeze ingxenye yenkokhelo yabo (kungaba nge-USD noma i-crypto abazikhethele yona) ukufika ku-akhawunti yabo ye-Coinbase ngaso sonke isikhathi sokukhokha.

Le sevisi imahhala ngokuphelele, futhi abasebenzisi bangabeka ukuthi ingakanani isheke labo abafuna ukulisabalalisa ku-Coinbase, kungaba ngamadola noma njengephesenti.

Ukukhethwa kwe-cryptocurrency

Yilapho i-cryptocurrency ibonakala ifana ne-Robinhood, kodwa isinkwa nebhotela likaCoinbase. Ku-Coinbase, kunenqwaba yama-cryptocurrensets athengiswayo, nokunye okwengeziwe okungangezwa ezinhlwini zokubuka amanani. Futhi, i-Coinbase yengeza ama-cryptocurrencies amasha athengiswayo kaningi. Ngakolunye uhlangothi, uRobinhood, okwamanje ubala eziyisikhombisa.

Amandla okubhala ngemfihlo

Lesi ngesinye isigaba uCoinbase okufanele asiwine ngokuzenzakalelayo: Robinhood ingumdayisi wezitoko owenza ikhono ekuguquleni i-USD ibe yimali ye-crypto, kuyilapho i-Coinbase iyi-cryptocurrency yokushintshanisa nokushintshanisa enikeza nesikhwama semali esiphethwe, kanye nesikhwama semali yomuntu siqu uma uthanda.

Kusho ukuthini lokho ?

Nge-Coinbase, unamandla okuthenga i-crypto ngokheshi bese ugcina lezo zinhlamvu zemali esikhwameni esiphethwe yi-Coinbase. Noma ungathumela lezi zinhlamvu zemali esikhwameni sakho se-Coinbase, esihluke ngokuphelele kuhlelo lokusebenza lwe-Coinbase.

Kukhona nokushintshisana kwamahhala Coinbase Pro, lapho ungafaka khona kalula izinhlamvu zemali kusikhwama sakho se-Coinbase esiphethwe noma somuntu siqu bese uzihlenga ngezindleko eziphansi kakhulu.

Ngamafuphi, i-Coinbase iyirempu enhle kakhulu kubasebenzisi abasha be-crypto, ihlinzeka abasebenzisi ngezici eziningi ama-cryptocurrencies adalelwe zona kwasekuqaleni.

Nge-Robinhood, abasebenzisi abaningi abakwazi ukuthumela izinhlamvu zemali ngaphandle kohlelo lokusebenza, noma ukuzithola ku-wallet yangaphandle. URobinhood usezinhlelweni zokukhipha isici se-wallet futhi ngo-Ephreli 2022 wethula insizakalo ye abasebenzisi abangaphezu kwezigidi ezi-2.

Kulabo abangaphandle kwaleli qembu, okuwukuphela kwenketho yakho okwamanje ukuguqula i-USD yakho ibe yi-crypto bese uyiguqulela emuva ku-USD uma ufuna ukuzuza ezintengoni eziphezulu.

Ukusetshenziswa kalula

Zombili izinhlelo zokusebenza zinengqondo ngendlela emangalisayo, ziyashesha, zihlanzekile, futhi kulula ukuzisebenzisa, futhi kunengqondo: zombili izinkampani zithola ingxenye enkulu yemali yazo engenayo ngevolumu yokuhweba.

Lapho abantu bethenga futhi bethengisa, yilapho benza imali eyengeziwe. Ngakho-ke kuyintshisekelo yabo ukudala umkhiqizo okhuthaza ukuthenga nokudayisa, ngisho nangenani elincane, kanye nokunciphisa konke ukungqubuzana okukhona endleleni yokucindezela inkinobho.ukuthenga".

Umphumela wokugcina ungumkhiqizo omuhle kakhulu wabaqalayo ngomqondo wokuthi inqubo yokuthenga nokuthengisa iyancipha ibe yizinto ezibalulekile; nakuba abanye bephikisana ngokuthi akumele kube lula kwabaqalayo ukuhweba ngezimpahla eziyingozi neziqagelayo njenge-cryptocurrency.

I-Coinbase Pro ingase ibonakale njengenkundla yokuhweba ephakathi ukuze ithuthuke, kodwa uma ungakakulungeli ukungena, isiteji i-Coinbase eyisisekelo kuhlala kulula kakhulu ukuyisebenzisa, inqobo nje uma uzimisele ukukhokha lezi zimali. Nge-Robinhood, awusoze wahlangabezana nanoma yini efana nenkundla yokuhweba ethuthukisiwe.

Ngakho-ke yikuphi okungcono, i-Robinhood noma i-Coinbase?

Uma kuziwa kuma-cryptocurrencies, uCoinbase ungumnqobi ocacile lapha. Nakuba izimali zayo zingase zidideke futhi ziphakeme, ukukwazi ukuhweba ku-Coinbase Pro uma usunolwazi oluthile kunganciphisa lezi zimali.

Ukuhweba kwamahhala kwe-Robinhood kuhle, kodwa akubangeli ukuntuleka kwamandla e-crypto (ukungakwazi ukuthumela nokwamukela izinhlamvu zemali kuwukushiyeka okukhulu) kanye nohlu olulinganiselwe lwe-cryptocurrencies ongatshala kulo.

funda isihloko: Konke odinga ukukwazi mayelana nokushintshashintsha kwentengo yemakethe yamasheya 

Kodwa uma konke okukhathalelayo kuwukuqagela ngentengo yama-cryptocurrensets - futhi ungahlosile ukusebenzisa izinhlamvu zemali namathokheni owathengayo - khona-ke iRobinhood ingase ifaneleke kangcono, uma kubhekwa ukuhwebelana.