Ungayikhipha kanjani imali ye-PayPal ngaphandle kwekhadi e-Afrika?

Abantu abaningi bebenenkinga yokukhipha imali yabo ku-PayPal iminyaka. Eqinisweni, ngemva kokuthengisa ku-inthanethi, amakhasimende e-PayPal angazange axhumanise ikhadi lasebhange nelabo I-akhawunti ye-PayPal bangase babe nezinkinga zokuqoqa imali yabo. Okubi nakakhulu uma uhlala e-Afrika. Uma uhlala e-Afrika futhi uhlangabezana nalokhu ubunzima ekukhipheni imali yakho nge-PayPal, Ungabe usazikhathaza. Namuhla ngiza nesixazululo senkinga yakho.

Kulesi sihloko, ngikukhombisa ukuthi ungayikhipha kanjani imali yakho ye-PayPal ngemali ye-Orange, Imali ye-MTN, njll. Ngamafuphi, ngikukhombisa ukuthi ungayikhipha kanjani imali yakho ye-PayPal ngeMoney Money. Uzodinga nje umakhalekhukhwini kanye nohlelo lokusebenza lwe-Xoom.

Kodwa ngaphambi, uma ufuna ukwenza imali nge 1XBET ngaphandle kokutshala imali, chofoza lapha ukuze udale i-akhawunti yakho futhi uzuze ku-50 FCFA ukuze uqale. Ikhodi yephromo argent2035

Yini iXoom?

I-Xoom, isevisi ye-PayPal yokudlulisa imali emhlabeni wonke. Mhlawumbe iyisixazululo se-PayPal esilindelwe kakhulu sokudlulisa izimali kwezinye izingxenye zomhlaba ikakhulukazi e-Afrika.

Nakuba lokhu kungayixazululi inkinga yama-freelancers ase-Afrika kanye nosomabhizinisi bedijithali abathola izinkokhelo ze-inthanethi ezisekelweni zesevisi, kuyabavumela ukuthi bathole imali emndenini nakubangane.

I-Xoom ye-PayPal ivumela othile ose-US, Canada, Europe, njll., one-akhawunti ye-PayPal evumelekile, ukuthi adlulisele imali isuka ku-PayPal iye. Nigeria, Cameroon kanye namanye amazwe omhlaba wesithathu. Izimali zingadluliselwa ngqo ku-akhawunti yasebhange noma ngokuhoxiswa ngokuqondile ngama-ejensi ozakwethu.

I-Xoom ingenye ye-Western Union kanye ne-MoneyGram. Yaqala ukungena endaweni yokudluliswa kwemali ngo-2001. Itholwe yi-PayPal ngo-2015, isevisi yokudlulisa imali yamazwe ngamazwe inika amandla amakhasimende ukuthumela imali ku-inthanethi emazweni angu-158 emhlabeni jikelele, okuhlanganisa i-Italy, Germany, France, Australia, Philippines, India, Canada, United Kingdom, Mexico, Argentina kanye Brazil.

Izinketho Zokukhokha Zokudlulisa Imali ye-Xoom

Izinketho ezintathu zokukhokha ziyatholakala kuma-Xoomers:

• I-akhawunti yasebhange
• I-Carte de crédit
• Ibhalansi ye-PayPal

I-Xoom iyisevisi ye-PayPal, ukuze ukwazi ukusebenzisa ibhalansi yakho ye-PayPal ukwenza izinkokhelo. Ngokusho kwewebhusayithi yabo, “Ibhalansi yakho ye-PayPal izovela njengenketho yokukhokha uma unebhalansi eyanele yokukhokhela konke okwenzile kwe-Xoom.

Iwusizo kangakanani i-Xoom kubantu base-Afrika?

I-PayPal ibilokhu iyiphrosesa ephephe kakhulu ye-inthanethi yokukhokha. Kodwa-ke, amazwe amaningi ase-Afrika kanye nosomabhizinisi be-inthanethi bayalinyazwa. Ukukhululeka nokuphepha kwe-PayPal kuyenza isetshenziswe kabanzi. Ngicabanga ukuthi i-Xoom ingumzamo wabo wokunwebeka ngokuphephile e-Afrika nakwamanye amazwe omhlaba wesithathu embonini yokudlulisa imali.

Njengomsebenzi ozimele ohola amakhomishana ezinkundleni zemisebenzi njenge-UpWork, Fiverr, Freelancer, noma njengombhali othengisa imikhiqizo ku-inthanethi, uzodinga i-akhawunti ye-PayPal evumelekile yaphesheya ukuze uthole imali yakho. I-Xoom izokusiza ukuthi udlulisele izimali e-Afrika ngenani elincintisana kakhulu.

Kodwa uma unomuntu ofuna ukukuthumelela izimali ngekhadi lesikweletu, idiphozi yasebhange, noma i-PayPal, le yindlela engabizi kakhulu.

Ngixhumanisa kanjani i-akhawunti yami ye-PayPal ne-Xoom?

Uma uthumela imali e-United States noma emazweni athile, i-PayPal iphatha okwenziwayo futhi ngokuvamile uzobona imininingwane yokukhokha ku-akhawunti yakho ye-PayPal.

Nokho, uma uthumela inkokhelo yamazwe ngamazwe ngesinye sezizathu ezingezansi, inkokhelo yakho icutshungulwa yi-Xoom, isevisi ye-PayPal enikezela ngokudluliswa kwemali emhlabeni wonke. Uzocelwa ukuthi ungene ngemvume ku-akhawunti yakho ye-Xoom ukuze ukwazi:

• Thumela imali ku-akhawunti yasebhange yomamukeli.
• Thumela imali yokulanda imali noma ukulethwa ekhaya.
• Gcwalisa umakhalekhukhwini okhokhelwa ngaphambili.
• Khokha i-invoyisi yamazwe ngamazwe.

Uzidlulisela kanjani izimali ze-PayPal

Uma ungaphandle kwe-Cameroon futhi ufuna ukudlulisa imali evikelekile uye e-Cameroon (usuka kubhalansi yakho ye-PayPal) ngaphandle kokufaka idatha yekhadi lakho engcupheni, kufanele uzame Xoom. Lokhu kusebenza emazweni amaningi ase-Afrika.

Izinzuzo ziningi:

• Izimali eziphansi
• Umamukeli angalanda noma yikuphi e-Cameroon
• Ungenza idiphozi eqondile ebhange kuwo wonke amabhange aseCameroon
• Ukudlulisa kuyashesha futhi kuvikelekile

Nazi izinyathelo ezihlukene zokuthumela imali isuka ku-akhawunti yakho ye-PayPal iye Ezweni lakini

Isinyathelo sesi-1:

Bhalisela i-akhawunti yamahhala

Isinyathelo sesi-2:

Khetha izinketho zokudlulisa imali, okuhlanganisa igama nezwe lomamukeli, inani kanye nendlela yokulethwa (idiphozi yasebhange, ukulandwa kwemali noma ukulethwa ekhaya).

Isinyathelo 3

Faka imininingwane yomamukeli, okuhlanganisa igama eligcwele, ikheli, igama lebhange nenombolo ye-akhawunti.

Isinyathelo sesi-4:

Faka imigomo yokuthengisa. Amakhasimende angakhetha ukukhokha nge-akhawunti yawo yokuhlola, ikhadi lasebhange noma ikhadi lesikweletu. (I-Xoom ayamukeli ukheshi njengomthombo woxhaso.)

Isinyathelo sesi-5:

Hlola imininingwane futhi uqinisekise ukudluliswa.

Uma sebene-akhawunti ye-Xoom, amakhasimende angangena futhi athumele ngokushesha imali kubangani nomndeni ngomakhalekhukhwini wabo, ithebhulethi noma ikhompuyutha. Uma udlulisela imali nge-Xoom, umamukeli wakho angathola ukudluliselwa ngemali yendawo noma ngamadola ase-US.

Ngesikhathi sokubhala, i-Cash Pickup iyatholakala e-Banque Atlantic, First Trust, ECPC Crédit Populaire kanye ne-Exchange House SARL. Ngiyazi ukuthi lokhu kuzokhula ngokushesha ngokuhamba kwesikhathi.

Shaja kabusha umakhalekhukhwini wakho e-Cameroon, Nigeria nase-Afrika nge-PayPal

Ake ngikuhambise ohlelweni lokuthenga i-airtime yanoma iyiphi inombolo yocingo e-Cameroon (MTN kanye ne-ORANGE). Anginayo i-Nextell okwamanje engingayizama.

Iya kokuthi Ukuqala Okusheshayo -> Shaja kabusha amafoni

Bese ukhetha izwe lefoni, faka inombolo ofuna ukuyishaja kabusha noma ukhethe ohlwini:

I-Xoom izothola ngokuzenzakalelayo inkampani yenethiwekhi futhi uma inombolo ivumelekile. Futhi, kuyashesha futhi kushibhile. Banenani eliphansi lika-$1,49 ngokuthengiselana ngakunye okuya e-Cameroon futhi inani eliphezulu eliphezulu eliphezulu ngesikhathi sokubhala lalingu-19700. Angazi noma lokhu kuyingqayizivele yini ku-akhawunti yami ye-Xoom.

NB Uma usebenzisa uhlelo lokusebenza okokuqala ngqa, i-PayPal ingase idinge izenzo ezithile zokuqinisekisa ukuze uqinisekise ukuthi i-akhawunti yakho ayigetshengwa.

Kubiza malini ukudluliswa kwe-Xoom?

Izinkokhelo zesevisi ye-Xoom ziyahlukahluka kuye ngezwe lakini, izwe odlulisela kulo imali, umthombo wakho wemali, uhlobo lwemali lwenkokhelo, kanye nenani eliphelele lokudlulisa. Uzokhokha izindleko eziphansi uma udlulisela imali nge-akhawunti yasebhange yase-US.

Nokho, okwenziwayo kungase kuthathe izinsuku ezine zebhizinisi ukuze u-Xoom athole izimali ebhange lakho. Uma ukhokha ngekhadi lesikweletu noma lasebhange, izinkokhelo ziphakeme kancane, kodwa okwenziwayo kucutshungulwa ngokushesha.

Iningi lemisebenzi ye-Xoom ithunyelwa e-Mexico nase-Philippines, ixhaswa nge-akhawunti yasebhange futhi ikhokhwa ngemali yendawo. Kule misebenzi, ikhasimende liyakhokha imali eyisicaba engu-$4,99.

I-Xoom inikeza inkokhelo kanye nesibali sesilinganiso sokushintshisana ukuze isize amakhasimende anqume inani lentengo yokudluliswa kanye nokuthi umamukeli wabo uzothola malini (kuye ngezilinganiso zokushintshanisa imali.)

Ake sithi ufuna thumela u-$500 kumngane e-Ireland. Ngokusho kwe-Xoom calculator, kungabiza isamba esingu-$4,99 ukuthumela imali nge-akhawunti yakho yasebhange. Okunye, uma ubufuna ukukhokha ngekhadi lesikweletu noma lasebhange, ubuzokhokha isamba esingu-$15,49 ezinkokhelweni.

Izinkokhelo ziphansi kakhulu kwamanye amazwe. Isibonelo, Uma ubufuna ukuthumela u-$500 elungeni lomndeni e-Chad, bekuzobiza isamba esingu-$2,99, kungakhathaliseki ukuthi ukhokhe ngekhadi lesikweletu/ledebhithi noma ngokuqondile nge-Akhawunti yakho.

Izinzuzo kanye nokubi

Inzuzo enkulu ye-Xoom yintengo. Isevisi ithi inikeza amanani aphansi ekudluliselweni kwemali kwamanye amazwe kune-Western Union ne-MoneyGram. I-Xoom yenza imali yayo ngezinkokhiso, kanye nezindleko zokushintshisana ezikhokhiswayo lapho imali itholwa ngohlobo lwemali ngaphandle kwamadola aseMelika.

Ngokwesizindalwazi se-Xoom, isevisi yokudlulisa imali nayo ivikeleke kakhulu. I-Xoom ithi isebenzisa ukubethela kokuphepha kwedatha engu-128-bit ukuvikela lonke ulwazi oluthunyelwa phakathi kwesiphequluli sewebhu sekhasimende newebhusayithi yaso. Le nkampani iqinisekisiwe futhi yagunyazwa izinhlangano zobumfihlo zezinkampani zangaphandle futhi ilawulwa ama-ejensi kahulumeni wase-U.S.

I-Xoom iphinde inikeze isiqinisekiso sokubuyiselwa imali. Uma nganoma yisiphi isizathu imali yakho ingatholwa umamukeli wakho, uzokubuyisela umsebenzi wakho ngokugcwele.

Ngakho kuthiwani ngama-downsides?

Abanye ababuyekezi bakhala ngokuthi i-Xoom ivamise ukudlala iphephe kakhulu, okuholela ekukhathazeni okwengeziwe kwamakhasimende kanye nezikhathi zokucubungula ezinde.

Le nsizakalo ithole izikhalo eziningi kwi-website ye-Consumer Affairs lapho amakhasimende abika khona ukuthi imali yawo ibanjwe isikhathi eside, ama-ejenti akwa-Xoom abuze eziningi kakhulu " imibuzo engahlobene ” futhi, kwezinye izimo, u-Xoom ucele ubufakazi obengeziwe noma ulwazi, njengezitatimende zasebhange.

Yebo, ukuthatha lezi zinyathelo ezengeziwe (nokwenqaba ukwamukela ukheshi njengomthombo woxhaso) kuyizindlela ezinhle zokugwema amasu okushushumbisa imali kanye nokuxhasa ngezimali kwamaphekula.

I-Xoom vs. WorldRemit

Cishe isikhathi esingangonyaka manje, bengisebenzisa i-WorldRemit ukuze ngithole izinkokhelo ezivela e-US naseYurophu. Ngiphinde ngathola izimali ezivela ku-PayPal nge-WR. Nakhu ukuthi kuhamba kanjani:

• Uxhuma i-akhawunti yasebhange evumelekile ku-PayPal
• Dlulisa Izimali zisuka ku-PayPal ziye ku-Akhawunti Yasebhange
• Okulandelayo, xhuma i-akhawunti yasebhange ku-akhawunti yakho ye-WordRemit
• Dlulisela izimali zisuka ku-akhawunti yakho yebhange langaphandle ziye ku-akhawunti yasebhange yasendaweni, sibonga i-Worldremit

Kepha mina ngokwami ​​ngicabanga ukuthi i-Xoom iyintambo engathi sína ye-WR. Isizathu silele emacaleni kanye nesikhathi. NgeWorldRemit, ulahlekelwa yimali eningi endleleni. Uzodinga ne-akhawunti yasebhange yangaphandle ukuze usebenze, okungadingeki nge-Xoom.

Sishiyele amazwana