I-Volatility yitemu lokutshalwa kwezimali elichaza lapho imakethe noma ezokuvikela ziba nezikhathi zokuguquguquka kwamanani okungalindelekile futhi kwesinye isikhathi okuzumayo. Abantu bavame ukucabanga kuphela ngokuguquguquka lapho amanani ehla.
Uyazi ukuthi iyini imakethe yebhere kanye nemakethe yezinkunzi? Ungathini kimi uma ngikutshela ukuthi inkunzi nebhele kuhlangene nakho konke lokhu? Uma umusha emhlabeni wokuhweba, ukuqonda ukuthi iyini imakethe yenkunzi kanye nemakethe yebhere kuzoba umlingani wakho ukuze ubuyele onyaweni olufanele ezimakethe zezimali. Uma ufuna ukwazi okwengeziwe ngezimakethe zenkunzi nebhere ngaphambi kokutshala imali, uma ufuna ukwazi izici futhi ufune izeluleko zokutshala imali kuzo zonke, usufikile endaweni efanele.
Inkomba yesitoko iyisilinganiso sokusebenza (ukushintsha kwentengo) emakethe yezimali ethile. Ilandelela ukunyuka nokwehla kweqembu elikhethiwe lezitoko noma ezinye izimpahla. Ukubuka ukusebenza kwenkomba yesitoko kunikeza indlela esheshayo yokubona impilo yemakethe yamasheya, kuqondisa izinkampani zezezimali ekudaleni izimali zenkomba kanye nezimali ezihwebelana ngokuhwebelana, futhi kukusiza ukuthi uhlole ukusebenza kwezimali ozitshalile. Izinkomba zesitoko zikhona kuzo zonke izici zezimakethe zezimali.
Kwezomnotho, ukuthengiselana kwezezimali kubambe indawo ebalulekile njengoba kusiza ekuthinteni ukonga nokutshalwa kwezimali kwabantu. Amathuluzi ezezimali njengempahla, izibambiso, izimali, njll. zenziwa futhi zidayiswe abatshalizimali emakethe. Izimakethe zezimali zivame ukuhlukaniswa ngesikhathi sokulethwa. Lezi zimakethe zingaba izimakethe ezikhona noma izimakethe zesikhathi esizayo.
Uma ungumtshalizimali, umthengisi, umthengisi, njll. cishe uzobe usuzwile ngemakethe yesibili manje. Le makethe iphikisana nemakethe yokuqala. Eqinisweni, iwuhlobo lwemakethe yezezimali olusiza ukuthengiswa nokuthengwa kwezibambiso ezikhishwe ngaphambilini ngabatshalizimali. Lezi zibambiso ngokuvamile ziyimasheya, amabhondi, amanothi otshalomali, ikusasa nezinketho. Zonke izimakethe zezimpahla kanye nokuhwebelana ngamasheya zihlukaniswa njengezimakethe zesibili.
Imakethe yamasheya imakethe lapho abatshalizimali, kungakhathaliseki ukuthi abantu ngabanye noma ochwepheshe, abanikazi be-akhawunti yemakethe yamasheya eyodwa noma ngaphezulu, bengathenga noma badayise izibambiso ezihlukene. Ngakho-ke, izimakethe zamasheya ezihamba phambili zidlala indima ebalulekile emnothweni womhlaba. Basiza amabhizinisi ukukhulisa imali ngokukhipha amasheya, amabhondi kubatshalizimali ukuze kwandiswe ibhizinisi, izidingo zemali yokusebenza, izindleko ezinkulu, njll. Uma ungumtshali-zimali noma umane uyinkampani efisa ukuvula imali yayo emphakathini, khona-ke ulwazi ngezimakethe zamasheya ezihamba phambili luyoba olubaluleke kakhulu kuwe.