Konke mayelana nezinkontileka ezihlakaniphile

Esinye sezibonelo ezinhle kakhulu zenguquko yedijithali esibhekana nayo namuhla umqondo wezinkontileka ezihlakaniphile. Baguqule izinqubo zokusayinda izinkontileka ezivamile zaba izinyathelo ezisebenzayo, ezilula nezivikelekile. Kulesi sihloko ngikutshela kabanzi mayelana nezinkontileka ezihlakaniphile. Uzobona ukuthi ungazisebenzisa kanjani ebhizinisini lakho nokuthi ziyini lezi zinzuzo.

???? Iyini inkontileka ehlakaniphile?

Umqondo "inkontileka ehlakaniphile" yaqala ukusungulwa unjiniyela Nick Szabo ngo-1994. Wakuchaza ngokuthi “ikhompyutha ekwazi ukusebenzisa izigaba zesivumelwano senkontileka”.

Ukuze akuchaze ngendlela elula, uSzabo ngokwakhe wasebenzisa isibonelo semishini yokuthengisa, lapho omunye wabahlanganyeli efaka khona uhlamvu lwemali endaweni, bese ekhetha umkhiqizo futhi ekugcineni umshini uwuhambise kuye.

Manje cabanga lokhu kusebenza okufanayo ngemikhiqizo yezezimali, kodwa esikhundleni sokusebenzisa i-ATM, sizosebenzisa umshini obonakalayo ohlala ku-blockchain.

Yilapho umcabango wethu ungagijima khona. Akuvamile ukuzwa osonkontileka abahlakaniphile bekhuluma ngetshe lesazi sefilosofi elikwazi ukuxazulula cishe zonke izinkinga zesintu, kusukela enkohlakalweni kuye ebumpofu bomhlaba wonke. Ngeshwa, ngeke kube njalo.

I-athikili okufanele ifundwe: Izimfihlo Ezingenaphutha Zokukhokhela Izikweletu Zakho Ngokushesha

Inkontileka ehlakaniphile ayilutho ngaphandle kohlelo oluncane lwekhompyutha. Okuzihlukanisa kakhulu kwezinye izinhlelo yikhono lazo lokudlulisa inani (imali noma ezinye izimpahla zedijithali) ngokomdabu nangaphandle kwesidingo sabalamuli. Izinkontileka ezihlakaniphile ziyingxenye yethrendi efanayo ne i-fintech.

???? Yiziphi izinkontileka ezihlakaniphile?

Ziyimibhalo yedijithali ezizenzela yona esebenzisa ubuchwepheshe ukuze kuqinisekiswe ukwenziwa kwezivumelwano ezisayiniwe. Baziwa nangokuthi izinkontileka ezihlakaniphile. Ngaphambi kokukhiqiza idokhumenti, imigomo nezinhlawulo zayo ziyahlelwa.

Lapho abathintekayo besayina isivumelwano ku-inthanethi, izimfuneko zenziwa zisebenze ngokuzenzakalelayo, okwenza kube lula ukukhokhisa nokulandelela izinqubo.

Ukuqinisekiswa kwemithetho yenkontileka ehlakaniphile kwenziwa nge-blockchain. I-Blockchain ilandelela idatha eyabiwe yiqembu elilodwa noma zombili, ivumela ukuxhumana okuqondile futhi inikeze ukuvikeleka okwengeziwe kwinqubo ngokubethela. Ngolwazi olubuyekezwa ngokuzenzakalelayo esivumelwaneni, izinyathelo ezifanele zithathwa ngaphandle kwengozi yoshintsho noma ukukhwabanisa.

I-athikili okufanele ifundwe: Wenzani umhlaziyi wezezimali?

Izinkontileka ezihlakaniphile zinezici ezi-3, njengoba kuchazwe ummeli nomdwebi wokufihla u-Nick Szabo.

• Ukuqaphela, okuyikhono lokuqapha ukusebenza kwenkontileka;
• ukuqinisekiswa, okufakazelwa ngayo ukwenziwa kombhalo; Yebo
• Ubumfihlo, ukuqinisekisa ukuthi abaphathi kuphela abakwazi ukufinyelela ukucubungula ukusebenza.

Ngokusebenzisa le ndlela, inkampani ikhululekile ezikhungweni zabaxhumanisi futhi inenkululeko eyengeziwe yokuphatha izindaba zayo ngendlela ebona iphumelela futhi ilungile nekhasimende noma umphakeli. Ngaphezu kwalokho, ngaphandle kwengozi yokulahlekelwa idokhumenti noma ukuba nenkinga yokukhokha noma yokucubungula.

???? Iyini inhloso yezinkontileka ezihlakaniphile?

Ngokusebenzisa izinkontileka ezihlakaniphile, izinhlangano zizama ukwenza ngokuzenzakalelayo ukwenziwa okuphephile kwemigomo nemithetho yenkontileka. Ngamanye amazwi, ivumela ukulandelwa kwedijithali kwama-chords kusukela ekuqaleni. Ukwenziwa kwamadokhumenti kuhlanganisa ngokuzenzakalelayo idatha yokukhokha ngemva kwesiginesha yawo ye-elekthronikhi.

Izinkontileka ezihlakaniphile futhi zihlose ukuvumela umsebenzisi ukuthi alawule ukuphelelwa yisikhathi kwenkontileka, enze izikhumbuzi, futhi enze usesho esebenzisa ubuhlakani bokwenziwa kudokhumenti. Ngaphezu kwalokho, banikeza ulimi oluhlukile kunesilulumagama esisemthethweni.

I-athikili okufanele ifundwe: Iyini imali engenayo kanye nendlela yokuyakha?

Njengoba konke kwenziwa ngohlelo, izigaba kumele zicace ukuze uhlelo lutolike futhi lulandele izincomo. Lokhu kuqeda amaphuzu angabazekayo futhi kunciphisa amaphutha okwenziwa ngesandla ekuphathweni kwenkontileka, okwenza indlela entsha iphephe futhi ithembeke kakhulu kunendlela evamile.

???? Indlela yokusebenzisa inkontileka ehlakaniphile?

Kunobuchwepheshe obuhlukahlukene obuvumela inkampani ukuthi ilandele kahle izigaba nemithetho yayo. Izinkontileka zomshwalense, ngokwesibonelo, zidinga isisekelo solwazi ukuze sazi izinga lobungozi kanye nesistimu yokukhokha edidiyelwe ukuze ikhulule ngokuzenzakalelayo isinxephezelo lapho ithola ulwazi oluhlobene nesimangalo.

Akhona amanye amathuluzi angasetshenziswa. Kunjalo :

1.I-Artificial Intelligence

Bonke ubuchwepheshe obuvumela i-automation, idijithali kanye nobuhlakani buhlanganiswe kahle emhlabeni wezinkontileka ezihlakaniphile. Ngokuhlanganisa nezinhlelo ze-intelligence yokwenziwa, ungakwazi ukubona ubungozi obuhlobene futhi uvimbele nesiphetho senkontileka, isibonelo. Bheka lesi sihloko ukuze ufunde kabanzi mayelana nobuhlakani bokwenziwa.

2. Ifomu eliqondisiwe

Ifomu Eliqondiswayo lingasetshenziswa ukuqondisa abathintekayo ohlotsheni olungcono kakhulu lokuxazulula udaba oluthile. Lokhu kuthuthukisa ukunemba kolwazi futhi kunika amandla izimpendulo ezisheshayo, kunciphisa isikhathi phakathi kokudalwa kwedokhumenti nokusayinwa.

3. Izinkokhelo ze-elekthronikhi

Izinkokhelo ze-elekthronikhi zivumela ukuqoqwa okuzenzakalelayo noma ukukhokhelwa kwenkokhelo ekupheleni kwenkontileka uma ukubambezeleka kwenkokhelo okuhlobene nedokhumenti kukhonjwa.

4. Ukusayina okusebenzayo

Ukusayinda okuphendulayo, isici esivumela ukufinyelela kunoma iyiphi idivayisi, ngokunganaki usayizi wesikrini noma ifomethi yoqobo. Kungaphandle kwezenzo zokusondeza noma eziyinkimbinkimbi ukubuka inkontileka, okwenza ukusayina isivumelwano kusheshe futhi kube lula.

Eqinisweni, ukusebenzisa le nqubo yedijithali ebhizinisini lakho kuzosheshisa ama-invoyisi ahlobene nedokhumenti. Ngohlelo lokusebenza oluxhumeke kuwebhu, ungakwazi ukuqapha idatha futhi uthathe isinyathelo esihambisana nemigomo yenkontileka.

Konke kuzoncika ohlotsheni lokulawula inkampani yakho edinga ukulandela izigaba nemithetho esebenzayo. Kufanele kutholwe ubuchwepheshe obuhlukahlukene, obufana nesizindalwazi solwazi ukuze kulawulwe inkontileka, ukuhlanganiswa nezinhlelo zezinkampani zangaphandle kanye nokwenza semthethweni izinkontileka zedijithali.

I-athikili okufanele ifundwe: I-Economic intelligence: konke odinga ukukwazi

Ngalezi zinhlobo zamasheke, awekho amaphepha ahilelekile ekuqinisekiseni izivumelwano. Uzonciphisa amaphutha ekuphathweni kwenkontileka, ngaphezu kokuba nesikhathi esilula sokufunda inkontileka.

???? Izinzuzo Zokusebenzisa Izinkontileka Ezihlakaniphile noma Izinkontileka Ezihlakaniphile

• Ukuzimela: uwena owenza isivumelwano; asikho isidingo sokuthembela kumdayisi, ummeli noma abanye abaxhumanisi ukuze baqinisekise lokhu. Ingozi yokukhwabanisa ngumuntu wesithathu iyaqedwa.
• Themba : amadokhumenti akho abethelwe kurejista okwabelwana ngayo.
• Isipele: amadokhumenti akho aphindwa kaningi.
• Ezokuphepha: i-cryptography, ukubethela kwewebhusayithi, vikela imibhalo yakho.
• Ijubane: izinkontileka ezihlakaniphile zisebenzisa ikhodi yesofthiwe ukwenza imisebenzi ngokuzenzakalelayo. Ngaleyo ndlela banciphisa inani lamahora ezinqubo ezimbalwa zebhizinisi.
• Ukonga: izinkontileka ezihlakaniphile zikuvumela ukuthi wonge imali ngokususa ubukhona bomuntu ophakathi nendawo. Isibonelo, kuzodingeka ukhokhele ummeli olungisa izivumelwano ukuze afakazele umsebenzi wakho.
• Ukuqondile: Akuzona nje kuphela izinkontileka ezizenzakalelayo ezisheshayo futhi ezishibhile, kodwa futhi zivimbela amaphutha.

???? Izicelo zezinkontileka ezihlakaniphile

Izinkontileka zingasetshenziswa ngezindlela ezintsha zezimali kanye ne-crowdfunding. Isibonelo, sinokukhishwa kwamathokheni kunethiwekhi ye-Ethereum enezinkontileka zohlobo lwe-ERC20, ukudalwa kweziteshi zokukhokha ezifana nalezo ezisetshenziswa yi-Lightning Network noma ukuhlukaniswa kwamandla komnotho wokubambisana.

Ngaphezu kwalokho, kukhona ithuba lokwenza iziqinisekiso ezihlobene nokokufaka ngaphandle kwe-blockchain, ngokusebenzisa izibikezelo noma izinsizakalo "ezifaka" idatha evela emhlabeni wangaphandle ku-blockchain ukuze isetshenziswe yizinkontileka ezihlakaniphile.

Kodwa-ke, izinkontileka ezihlakaniphile nazo ziletha izinselele ezintsha ngokombono wezomthetho. Azikho ngaphansi kwanoma iyiphi indawo ethile futhi azikho ngaphansi kokutolikwa.

Lokho abameli nonjiniyela abavumelana ngakho ukuthi ama-blockchains azoletha namathuba amasha. Ziphinde zilethe amamodeli ezomnotho amasha kanye noshintsho olukhulu olukwazi ukwenza ngcono izinqubo lapho abaxhumanisi bedonsa kanzima.