How to create a Stripe account legally?

Before, it was difficult to earn income online. Today, there are now Payment gateways online which allow you to recover money from your commercial transactions on the internet. You can choose to create a Stripe account, Paypal, Payoneer and/or many others.

In this article, I present the different steps to create your own account on Stripe and receive your payments. But before I first introduce you to what Stripe is and how it works.

A few years ago, it was still difficult or even impossible to carry out certain commercial transactions on the Internet. Especially when living in certain countries in Africa or South Asia.

You can now send and receive money from your loved ones or simply make your purchases and sales on the internet with complete peace of mind. But how ? I explain how to create a Stripe account.

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???? What is Stripe?

Stripe is an online payment processing platform that allows businesses to send and receive payments over the Internet. It is based in San Francisco, California.

It was founded in 2010 by Irish entrepreneur brothers John Collison and Patrick Collison and launched publicly in September 2011 after receiving a $2 million investment from venture capital Peter Thiel, Sequoia Capital and Andreessen Horowitz.

Stripe Payments allows merchants to get started and easier to control an online business.

Stripe has some of the world's best companies as its preferred payment processor, such as Amazon, Shopify, Github, Yelp, Spotify, Uber, TED, Lyft, Reddit, and hundreds of top companies around the world.

Use Stripe as a payment gateway in your company is a safe bet, as it is a modern technology design that also offers lower commissions than other online payment gateways.

Specifically, Stripe charges a commission of 1,4% + €0,25 / purchase against 3,4% + €0,35 / purchase offered by Paypal. I use it myself in my projects and always recommend it to my clients. After all, it is easy to use, safe and cheaper than others. I would say the decision is simple, you do not find ?

???? The steps for creating a Stripe account

The first thing you need to do as a merchant to receive online payments or subscriptions from your customers is to sign up for a Stripe merchant account.

Follow our step-by-step guide below on how to sign up and create Stripe merchant accounts.

🎯 Step 0: preparing the necessary information

This step allows you to define who will be the administrator of your future Stripe account. It offers you this possibility. You can define multiple administrators.

For this, specify their e-mail addresses, the password, your last four digits of social security number. In addition, this step allows you to specify the routing number of your bank and your bank account number.

🎯 Step 1: Access the page stripe registration

This step is simple, Open your internet browser and navigate to https://dashboard.stripe.com/register

🎯 Step 2: Complete the form to create your account

Remarks: On this form, all information is used for the administrator account. Make sure the email address is a specific email address and that only the person who handles the company's finances has access to it.

 This is also the email address that will be contacted when you need to change your password. During normal business operations, this email address will receive payment notifications and other important messages regarding your online account.

When selecting a password, make sure it contains at least one lowercase, one uppercase, one number, and one special character.

When you're ready,

• Enter your e-mail adress,
• The password,
• Confirm password,
• Tick ​​next to “I am not a robot” and
• Click on " Create your Stripe account " or " Create an account ».

🎯 Step: 3 Confirm your email address

After clicking on " Create an account ', Stripe will need additional information about your and to confirm your email address.

Once you have done so, use your details to log in and activate your account.

🎯 Step 4. Setting up your homepage in Stripe.

Now you need to activate your Stripe merchant account by adding your business details. Click on " Start now " or " Start Now ».

🎯 Step 5: Confirm that you are the company representative

Stripe will need additional information from you to identify you correctly. On this page, Stripe has some details about identity verification.

Optionally, you can use your Facebook account, your LinkedIn account or your Google account and you must fill in your personal credentials. You will provide the information about Company Details, Fulfillment, Credit Card Statement, Bank Details.

Make sure all details are correct. After submitting your details, you must wait 24 hours to activate your account. It may take longer than 24 hours in some cases depending on the verification process.

🎯Step 6: Get the keys to connect Stripe to your website

Go to https://dashboard.stripe.com/account/apikeys

First you need to send the test keys to your web developer so they can verify that your website connects to the Stripe account.

Your web developer needs the publishable key and secret key (you need to click "Reveal Test Key Token"). You can be your own web developer, in which case you save time.

Important : please copy/paste the keys, because it is very difficult to enter them from an image

🎯 Step 7: Get Webhooks

For the contribution form to work, background communication also needs Webhooks.

Please go into Dashboard > Developers > Webhooks and add a Webhook: https://yoursite.com/?callback=gravityformsstripe

At this point, your web developer should modify your website to be on a secure socket layer and have HTTPS enabled on the server.

You should know that several other alternatives are available to you. You can instead of creating a Stripe account, create a Payoneer account instead. To find out how to do it, consult our guide on how to create a Payoneer account?

???? The benefits and limitations of a Stripe account

Stripe is a robust and secure payment gateway. It's popular for a reason. Suppliers and customers see how easy it is to use Stripe.

Additionally, it is available in 29 countries around the world. Providers who want to expand their customer base use Stripe as one of their payment gateways.

🎯 Benefits of a Stripe account

The significant advantage of Stripe is its ease of use and customization. Developers love the platform. With Stripe's excellent API, developers find it easy to set up, maintain, and integrate.

Stripe also gives developers the ability to control the look and feel of the entire checkout process.

For the customers, Stripe makes it easy because customers are not redirected to a website when making payments. Stripe also offers better customer support. Customers with issues can interact with Stripe's support team via email, chat, phone, and even Twitter.

That's why many e-commerce businesses are integrating Stripe with all-in-one shopping cart platforms. When Stripe is integrated, businesses don't just have secure payment processing.

They also have revenue-increasing features like 1-click upsells and order boosts.

🎯 The limits of a Stripe account

However, the limitation of Stripe lies in managing subscriptions and increasing conversions. Simply put, Stripe only has certain features that e-commerce businesses need.

Although Stripe can allow providers to offer recurring billing, Stripe does not have an email snooze feature that can reduce churn. It also lacks features to track key subscription metrics.

Also, Stripe doesn't have features that maximize the business or traffic that comes to your online store.

That's all you need to create a Stripe account. You are now equipped Do not hesitate to send us your questions. Before you leave, here is a training that teaches you how to sell advice on the internet. Click here to buy it. Bonne chance.

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