Uyirhoxisa njani imali yePayPal ngaphandle kwekhadi eAfrika?

Abantu abaninzi baye bafumana ubunzima bokukhupha imali yabo kwi-PayPal iminyaka. Enyanisweni, emva kokuthengisa kwi-intanethi, abathengi be-PayPal abangakhange badibanise ikhadi lebhanki kubo Iakhawunti yePaypal banokuba nengxaki ekuqokeleleni imali yabo. Kubi ngakumbi ukuba uhlala e-Afrika. Ukuba uhlala e-Afrika kwaye ube namava oku ubunzima bokukhupha imali yakho kwi-PayPal, Ungabi saxhalaba. Namhlanje ndiza nesisombululo kwingxaki yakho.

Kweli nqaku, ndikubonisa indlela yokurhoxisa imali yakho ye-PayPal ngemali ye-Orange, Imali ye-MTN, njl. Ngamafutshane, ndikubonisa indlela yokurhoxisa imali yakho yePayPal ngeMobile Money. Uya kufuna nje ifowuni ephathwayo kunye neXoom app.

Kodwa ngaphambili, ukuba ufuna ukwenza imali nge 1XBET ngaphandle kutyalo mali, cofa apha ukwenza iakhawunti yakho kwaye uxhamle kwi-50 FCFA ukuqalisa. Ikhowudi yokuthengisa: argent2035

Yintoni Xoom?

Xoom, inkonzo ye-PayPal yokudlulisela imali kwihlabathi jikelele. Mhlawumbi sesona sisombululo silindelweyo sePayPal sokudlulisela imali kwezinye iindawo zehlabathi ngakumbi iAfrika.

Ngelixa oku kungayisombululi ingxaki yabasebenzi base-Afrika kunye noosomashishini bedijithali abafumana iintlawulo ze-intanethi ukusuka kumaqonga enkonzo, kuyabavumela ukuba bafumane imali kusapho kunye nabahlobo.

I-Xoom ye-PayPal ivumela umntu ose-US, eKhanada, eYurophu, njalo njalo, oneakhawunti ye-PayPal esebenzayo, ukuba atshintshe imali esuka kwi-PayPal aye. INigeria, iCameroon kunye namanye amazwe ehlabathi lesithathu. Iimali zingadluliselwa ngokuthe ngqo kwi-akhawunti yebhanki okanye ngokurhoxiswa ngokuthe ngqo ngee-arhente zamaqabane.

I-Xoom yenye indawo ye-Western Union kunye ne-MoneyGram. Yaqala ukungena kwindawo yokudlulisa imali ngo-2001. Ifunyenwe yi-PayPal ngo-2015, inkonzo yokudluliselwa kwamanye amazwe yenza ukuba abathengi bathumele imali kwi-intanethi kumazwe angama-158 kwihlabathi jikelele, kuquka i-Italy, iJamani, iFransi, i-Australia, iPhilippines, i-India, iCanada, i-United States. UBukumkani, iMexico, iArgentina kunye neBrazil.

Xoom Iinketho zoTshintsho lweMali yokuTshintsha

Iindlela ezintathu zokuhlawula ziyafumaneka kwiXoomers:

• i-akhawunti yebhanki
• Ikhadi letyala
• Ibhalansi yePayPal

Xoom yinkonzo yePayPal, ukuze usebenzise ibhalansi yakho yePayPal ukwenza iintlawulo. Ngokwewebhusayithi yabo, “Ibhalansi yakho yePayPal iya kubonakala njengendlela yokuhlawula ukuba unemali eyaneleyo yokuhlawulela yonke intengiselwano yakho yeXoom.

Iluncedo kangakanani iXoom kumaAfrika?

I-PayPal ibe kwaye ihlala iyeyona ikhuselekileyo kwi-intanethi yentlawulo. Nangona kunjalo, amazwe amaninzi ase-Afrika kunye noosomashishini be-intanethi benzakaliswa. Ukukhululeka kunye nokukhuseleka kwePayPal kuyenza isetyenziswe ngokubanzi. Ndicinga ukuba i-Xoom yinzame yabo yokwandisa ngokukhuselekileyo e-Afrika nakwamanye amazwe ehlabathi lesithathu kushishino lokuthumela imali.

Njengomntu osebenza ngokuzimeleyo ofumana iikomishini kumaqonga emisebenzi afana ne-UpWork, Fiverr, Freelancer, okanye njengombhali othengisa iimveliso kwi-intanethi, uya kufuna i-akhawunti ye-PayPal esebenzayo phesheya ukuze ufumane imali yakho. I-Xoom iya kukunceda uthumele imali e-Afrika ngexabiso elikhuphisanayo.

Kodwa ukuba unomntu ofuna ukukuthumelela imali ngekhadi letyala, idiphozithi yebhanki, okanye iPayPal, le yeyona ndlela ifikelelekayo.

Ndiyiqhagamshela njani iakhawunti yam yePayPal kunye neXoom?

Xa uthumela imali eUnited States okanye kumazwe athile, iPayPal iyayisingatha intengiselwano yakho kwaye uya kubona iinkcukacha zentlawulo kwiakhawunti yakho yePayPal.

Nangona kunjalo, ukuba uthumela intlawulo yamazwe ngamazwe ngenxa yesinye sezi zizathu zingezantsi, intlawulo yakho yenziwa yiXoom, inkonzo ye-PayPal enikezela ngemali kwihlabathi jikelele. Uya kucelwa ukuba ungene kwiakhawunti yakho yeXoom ukuze ukwazi uku:

• Thumela imali kwiakhawunti yebhanki yomamkeli.
• Thumela imali yokulanda imali okanye ukuhanjiswa ekhaya.
• Gcwalisa ifowuni ephathwayo ehlawulwa ngaphambili.
• Hlawula i-invoyisi yamazwe ngamazwe.

Uyidlulisela njani imali yePayPal

Ukuba ungaphandle kweCameroon kwaye ufuna ukwenza ugqithiso lwemali olukhuselekileyo ukuya eCameroon (ukusuka kwibhalansi yakho ye-PayPal) ngaphandle kokubeka umngcipheko kwidatha yekhadi lakho, kufuneka uzame uXoom. Oku kusemthethweni kuninzi lwamazwe aseAfrika.

Izibonelelo zininzi:

• Imirhumo ephantsi
• Umamkeli unokuthatha naphi na eCameroon
• Unokwenza idiphozithi yebhanki ngokuthe ngqo kuzo zonke iibhanki eCameroon
• Ugqithiso lukhawuleza kwaye lukhuselekile

Nanga amanyathelo ahlukeneyo okuthumela imali kwiakhawunti yakho yePayPal ukuya kwilizwe lakho

Inyathelo loku-1:

Bhalisela i-akhawunti yasimahla

Inyathelo loku-2:

Khetha iindlela zokudlulisa imali, kuquka igama kunye nelizwe lomamkeli, isixa kunye nendlela yokuhanjiswa (idiphozithi yebhanki, iveni yemali okanye ukuhanjiswa ekhaya).

Inyathelo 3

Ngenisa ulwazi lomamkeli, kuquka igama elipheleleyo, idilesi, igama lebhanki kunye nenombolo ye-akhawunti.

Inyathelo loku-4:

Ngenisa imigaqo yokuthengisa. Abathengi banokukhetha ukuhlawula kwiakhawunti yabo yokujonga, ikhadi lebhanki okanye ikhadi letyala. (UXoom akayamkeli imali njengomthombo wenkxaso-mali.)

Inyathelo loku-5:

Jonga iinkcukacha kwaye uqinisekise ukudluliselwa.

Nje ukuba babe neakhawunti yeXoom, abathengi banokungena kwaye bathumele imali ngokukhawuleza kubahlobo nakusapho ngeselfowuni yabo, ithebhulethi okanye ikhompyuter. Xa uthumela imali ngeXoom, umamkeli wakho angayifumana imali yasekhaya okanye ngeedola zaseMelika.

Ngexesha lokubhala, i-Cash Pickup ifumaneka kwi-Banque Atlantic, First Trust, ECPC Crédit Populaire kunye ne-Exchange House SARL. Ndiyazi ukuba oku kuya kwanda ngokukhawuleza ekuhambeni kwexesha.

Hlaziya ifowuni yakho ephathwayo eCameroon, eNigeria naseAfrika ngePayPal

Ndivumele ndikuhambise kwinkqubo yokuthenga i-airtime yayo nayiphi na inombolo yomnxeba e-Cameroon (MTN kunye ne-ORANGE). Andinayo i-Nextell okwangoku yokuzama.

Yiya kwi-Quick Start-> Hlaziya iiFowuni

Emva koko ukhethe ilizwe lefowuni, faka inombolo ofuna ukuyitshaja kwakhona okanye ukhethe kuluhlu:

I-Xoom iya kuzibhaqa ngokuzenzekelayo umnikezeli kwaye ukuba inani livumelekile. Kwakhona, iyakhawuleza kwaye itshiphu. Banomlinganiselo othe tyaba we-1,49 yeedola ngentengiselwano nganye eya eCameroon kwaye ubuninzi bemali ephezulu ngexesha lokubhala yayiyi-19700. Andazi ukuba oku kukodwa kwiakhawunti yam yeXoom.

NB: Ukuba usebenzisa i-app okokuqala ngqa, i-PayPal inokufuna amanyathelo athile okuqinisekisa ukuqinisekisa ukuba iakhawunti yakho ayiqhekezwanga.

Ixabisa malini ukhutshelo lweXoom?

Imirhumo yenkonzo kaXoom iyahluka ngokuxhomekeke kwilizwe lakho, ilizwe othumela kulo imali, umthombo wakho wenkxaso-mali, imali yentlawulo, kunye nesixa esipheleleyo sokudluliselwa. Uya kuhlawula ezona ntlawulo ziphantsi ukuba uthumela imali nge-akhawunti yebhanki yase-US.

Nangona kunjalo, intengiselwano inokuthatha ukuya kwiintsuku ezine zokusebenza ukuze uXoom afumane imali kwibhanki yakho. Ukuba uhlawula ngetyala okanye ngekhadi ledebhithi, imirhumo ingaphezulu kancinane, kodwa ukuthengiselana kwenziwa ngokukhawuleza.

Uninzi lwentengiselwano yeXoom ithunyelwa eMexico nasePhilippine, ixhaswa ngemali kwiakhawunti yebhanki kwaye ihlawulwe ngemali yasekhaya. Kwezi ntengiselwano, umthengi uyahlawula umrhumo flat of $4,99.

I-Xoom ibonelela ngomrhumo kunye nekhaltyhuleyitha yezinga lotshintshiselwano ukunceda abathengi babone ixabiso lilonke lotshintshiselwano kunye nokuba yimalini eya kufunyanwa ngummkeli (kuxhomekeke kumaxabiso otshintshiselwano.)

Masithi uyafuna thumela i-500 yeedola kumhlobo oseIreland. Ngokwekhaltyhuleyitha yeXoom, kuyakuxabisa i-$4,99 iyonke ukuthumela imali kwiakhawunti yakho yebhanki. Kungenjalo, ukuba ubufuna ukuhlawula ngetyala okanye ngekhadi ledebhithi, ubuya kuhlawula iyonke i-$15,49 yentlawulo.

Imirhumo isezantsi kakhulu kwamanye amazwe. Ngokomzekelo, Ukuba ufuna ukuthumela i-$ 500 kwilungu losapho e-Chad, kuya kuxabisa i-$ 2,99 iyonke, nokuba uhlawule ngekhredithi / ikhadi lebhanki okanye ngqo kwi-Akhawunti yakho.

Izinto eziluncedo nezingalunganga

Inzuzo ephambili yeXoom lixabiso. Inkonzo ithi inikezela ngamaxabiso aphantsi kukhutshelo lwemali lwamazwe ngamazwe kuneWestern Union kunye neMoneyGram. I-Xoom yenza imali yayo ngeentlawulo zentengiselwano, kunye neentlawulo zotshintshiselwano ezibizwayo xa imali ifunyenwe ngemali engeyiyo idola zaseMelika.

Ngokwewebhusayithi yeXoom, inkonzo yayo yokudluliselwa kwayo ikwakhuseleke kakhulu. UXoom uthi usebenzisa i-128-bit data security encryption ukukhusela lonke ulwazi oluthunyelwe phakathi kwesikhangeli sewebhu somthengi kunye newebhusayithi yakhe. Inkampani iqinisekisiwe kwaye ivunyiwe yimibutho yabucala yomntu wesithathu kwaye ilawulwa yi-US federal kunye neearhente zikarhulumente.

I-Xoom ikwabonelela ngesiqinisekiso sokubuyisela imali. Ukuba ngenxa yaso nasiphi na isizathu imali yakho ayifunyanwanga ngummkeli wakho, baya kubuyisela intengiselwano yakho ngokupheleleyo.

Ke kuthekani ngama-downsides?

Abanye abahlalutyi bakhalaza ukuba iXoom ihlala idlala ngokukhuselekileyo, okukhokelela kuxinzelelo olongezelelweyo lwabathengi kunye namaxesha amade okusebenza.

Le nkonzo ifumene izikhalazo ezininzi kwiwebhusayithi yeMicimbi yabaThengi apho abathengi baxela ukuba imali yabo igcinwe ixesha elide, iiarhente zeXoom zabuza ezininzi kakhulu " imibuzo engahambelaniyo ” yaye, kwezinye iimeko, uXoom wacela ubungqina obungakumbi okanye iinkcukacha, njengeziteyitimenti zebhanki.

Ewe, ukuthatha la manyathelo ongezelelweyo (kwaye ukwala ukwamkela imali njengomthombo wenkxaso-mali) ziindlela ezilungileyo zokuphepha izikimu zokurhwaphiliza imali kunye nokuxhaswa ngemali kwabanqolobi.

Xoom vs. WorldRemit

Kangangonyaka ngoku, bendisebenzisa iWorldRemit ukufumana iintlawulo ezivela e-US naseYurophu. Ndiphinde ndafumana imali kwi-PayPal nge-WR. Nantsi indlela ehamba ngayo:

• Uqhagamshela iakhawunti yebhanki esebenzayo kwiPayPal
• Ukutshintshela imali kwi-PayPal ukuya kwiakhawunti yeBhanki
• Okulandelayo, qhagamshela iakhawunti yebhanki kwiakhawunti yakho yeWordRemit
• Dlulisela imali kwiakhawunti yakho yebhanki yangaphandle ukuya kwiakhawunti yebhanki yasekuhlaleni, enkosi kwiWorldremit

Kodwa mna ngokobuqu ndicinga ukuba iXoom ngumsonto onzulu we-WR. Isizathu sikumatyala nakwixesha. NgeWorldRemit, ulahlekelwa yimali eninzi endleleni. Uzakufuna neakhawunti yebhanki yangaphandle ukuze usebenze, akuyomfuneko ngeXoom.

Sishiyele uluvo