Uzisebenzisa njani itekhnoloji yeselula kwishishini lakho? Itekhnoloji yeselula iteknoloji ehamba kunye nomsebenzisi ekuhambeni kwakhe. Iqulethe izixhobo zonxibelelwano eziziindlela ezimbini, izixhobo zekhompyutha, kunye neteknoloji yenethiwekhi edibanisa nabo.
I-Quantitative finance sisifundo esitsha esisuka kwizandla zefiziksi nezinye iiPhD zenzululwazi zobungakanani ezaqeqeshwa ekuqaleni kweminyaka yoo-70. Iimodeli, iikhonsepthi, kunye nemathematika ziye zaguqulelwa kumacandelo ahlukeneyo, oyena uphambili yifiziksi.
Omnye weyona mizekelo ilungileyo yenguqu yedijithali esijongene nayo namhlanje ngumbono weekontraki ezihlakaniphile. Baye baguqula iinkqubo zesiqhelo zokusayina ikhontrakthi zibe ngamanyathelo asebenzayo, afanelekileyo nakhuselekileyo. Kule nqaku ndikuxelela ngakumbi malunga nezivumelwano ezihlakaniphile. Uya kubona indlela yokuyiphumeza kwishishini lakho kunye nokuba zeziphi ezi zibonelelo.
Utyalo-mali kugcino lwedijithali lunokunceda iibhanki zonyuse ingeniso ngelixa zikwanceda abathengi abachatshazelwe ngubhubhani wangoku. Ukusuka ekuthinteleni ukutyelelwa kwesebe, ukunika imvume yokubolekwa kwemali kwi-Intanethi kunye nokuvula iakhawunti, ukufundisa abantu ngebhanki yedijithali ukuze bathathe ithuba leenkonzo ezibonelelwa ziibhanki zabo - amaziko ezemali anokusebenzisa itekhnoloji engaphezulu kwesinye ukufumana umda wokukhuphisana kwaye akhokele. amaphulo oluntu.
Apha siza kuxoxa ngamathemba emali yedijithali. Yiyiphi enye into ngaphandle kokuguqulwa kwedijithali yecandelo lezemali, luchaphazela njani uluntu? Ziziphi iingenelo kunye neengozi zokubandakanywa kwemali yedijithali? Ukwenziwa kwedijithali kwenza ihlabathi libe yindawo engcono, akunjalo? Kweli nqaku ndikuxelela yonke into ofuna ukuyazi malunga nemali yedijithali. Isicwangciso esilandelayo sikunika umbono.
Icandelo le-real estate, ixesha elide lemveli, liphakathi kweprojekthi yedijithali iminyaka eliqela! Ukuqala ngakumbi nangakumbi 🏗️ kunye nezinto ezintsha zetekhnoloji 💡 zivela ukuze ziphucule le marike iphezulu kakhulu kodwa ihlala i-opaque. Ezi zisombululo zitsha zibizwa ngokuba yi-“PropTechs” 🏘️📱 (i-contraction of Property Technologies) ziguqula zonke ikhonkco kwikhonkco lezindlu.