Ukubhalwa kweli nqaku kukhuthazwa sisicelo esingapheliyo sababhalisi abaninzi be Finance de Demain. Ngapha koko, aba bamva bathi banobunzima bokuqokelela imali yokuxhasa iiprojekthi zabo, abo baQalayo. Enyanisweni, ukufumana imali yokuxhasa iprojekthi yinto ebalulekileyo kuzinzo lweprojekthi. Imali yangomso iza namhlanje ukuphendula lo mbuzo ulandelayo: Ungayixhasa njani iprojekthi yakho yotyalo-mali e-Afrika?
Inkxaso-mali ethatha inxaxheba, okanye i-crowdfunding ("i-crowd financing") yindlela eyenza kube lula ukuqokelela iminikelo yemali - ngokuqhelekileyo iimali ezincinci - ukusuka kwinani elikhulu labantu ngokusebenzisa iqonga kwi-Intanethi - ukwenzela ukuxhasa iprojekthi.
Ukusebenza kwenkqubo yezemali yamaSilamsi kulawulwa ngumthetho wamaSilamsi. Nangona kunjalo, kubalulekile ukubonisa ukuba umntu akanako ukuqonda imigaqo yokusebenza yomthetho wamaSilamsi ngokusekelwe kwimithetho kunye neendlela zokuhlalutya ezisetyenziswe kwizemali eziqhelekileyo. Ngokwenene, yinkqubo yezemali enemvelaphi yayo nesekelwe ngokuthe ngqo kwimigaqo yonqulo. Ke, ukuba umntu unqwenela ukubamba ngokwaneleyo iindlela zokusebenza ezahlukeneyo zezemali zamaSilamsi, umntu kufuneka ngaphezu kwakho konke aqonde ukuba sisiphumo sempembelelo yenkolo ekuziphatheni, ngoko ukuziphatha kumthetho. , kwaye ekugqibeleni umthetho wezoqoqosho okhokelela kwimali.
Emva kwezemali zemveli kukho inkqubo yezemali engacacanga ebizwa ngokuba “yi-shadow banking”. ⚫ Olu thungelwano lwamaziko kunye nemisebenzi ngokuyinxenye ibaleka imimiselo yemveli. Impembelelo yayo ekhulayo ikhathaza abalawuli, ngakumbi kuba idlale indima ephambili ngexesha lentlekele ka-2008 🔻
Ngaba unayo iprojekthi yokudala ishishini engqondweni kwaye uyazibuza ukuba ungaqala phi? 💡Ukwenza ishishini lakho lulonwabo olunomdla kodwa olufuna ingcinga kunye nolungiselelo. 📝 Ukwandisa amathuba akho okuphumelela, kubalulekile ukwenza umsebenzi wakho wasekhaya kwaye uzalisekise inani elithile lezinto ezifunekayo.
Ukujongana nemeko yonxunguphalo yemozulu, ukuhlanganiswa kwezimali kubalulekile ukuxhasa ngezimali utshintsho lwendalo. 🚨🌍 Imali yohlaza ibandakanya ukuqukuqela kwemali eyalathiswayo kwimisebenzi egcinakeleyo yokusingqongileyo nentlalontle. 💰🌱