I-Coinbase vs Robinhood: Yeyiphi eyona nto ingcono ye-crypto brokerage?

Ukuthelekisa okulungileyo phakathi kweCoinbase kunye neRobinhood kuxhomekeke kwinkonzo oyifunayo. URobinhood ulandela incwadi yokudlala ye-stockbroker yemveli. Nge-app, unokuthenga izitokhwe kunye neemali ezithengiswayo kwimarike yemasheya, kodwa ikwabonelela ngemenyu elinganiselweyo yee-cryptocurrencies.

I-Coinbase, kwelinye icala, ibonelela kuphela nge-cryptocurrencies (akukho zitokhwe okanye ETFs apha), Kwaye okuninzi. Ukongeza, iCoinbase inamandla anokuthathwa njengento ebalulekileyo xa uthenga i-crypto - izakhono uRobinhood engenazo okwangoku.

Ubuqhophololo

Enye yeenzuzo zeRobinhood ngaphezu kweCoinbase yindleko yokuthenga i-cryptocurrencies. KwiRobinhood, yeyazimahla. Ungathenga kwaye uthengise ii-cryptos rhoqo njengoko ufuna ngaphandle kweentlawulo (kunye nemithetho yokurhweba yosuku lwepatheni ekhoyo kwizitokhwe azikho ngoku kwi-cryptos). Uya kuhlala uhlawula ukusasazeka (umahluko phakathi kwexabiso lebhidi kunye nexabiso lokubuza).

Kuyafaneleka ukuba uqaphele ukuba ngo-2020, umyalelo ovela kwi-Securities and Exchange Commission ubonise ukuba uRobinhood wanikela "amaxabiso aphantsi orhwebo", ixabisa abathengi 34,1 iidola ezigidi. Uphando lwe-SEC lugxile ekuthengiseni nasekuqhutyweni kweRobinhood ngokubanzi kwaye kungekhona kwi-crypto transactions ngokukodwa. URobinhood uye wavuma ukuhlawula i-65 yezigidi zeedola ukulungisa iintlawulo.

Kwi-Coinbase, akukho lula. I-Coinbase inesakhiwo sentlawulo eguquguqukayo kakhulu, kuxhomekeke kwindlela othenga ngayo kwiidola zase-US kunye nendlela oyihlawula ngayo. Umzekelo, ukuba uyathenga 100 $ kwiibitcoins ngekhadi ledebhithi, uya kuhlawula umrhumo we 3,99%, nokuba 3,99 $.

Ukuba uhlawula nge-akhawunti yebhanki edibeneyo, le ntlawulo iya kuba 2,99 $. I-Coinbase ikwahlawulisa ukusasazeka malunga 0,5% kwiintengiso kunye nokuthengwa kwee-cryptocurrencies; oku kusasazeka kunokutshintsha ngokuxhomekeke ekuguquguqukeni kweemarike.

Ngokubanzi, iifizi kwi-Coinbase zinokudideka, kwaye ngokunyanisekileyo, kubonakala ngathi kuphelelwe yisikhathi ukuhlawula ngokuthengiselana xa ezinye ii-brokerage zihamba zisuka kuyo iminyaka.

Nangona kunjalo, ekuqaleni kwe-2022, i-Coinbase yakhupha idiphozithi ngqo evumela abasebenzisi ukuba babele inxalenye yentlawulo yabo (mhlawumbi nge-USD okanye i-crypto yokhetho lwabo) ukuba bahlale kwiakhawunti yabo yeCoinbase lonke ixesha lokuhlawula.

Le nkonzo ikhululekile ngokupheleleyo, kwaye abasebenzisi banokubeka ukuba bangakanani umvuzo wabo abafuna ukuwusasaza kwi-Coinbase, mhlawumbi ngeedola okanye njengepesenti.

Ukukhethwa kwe-cryptocurrency

Kulapho i-cryptocurrency ibonakala ngathi yi-Robinhood, kodwa sisonka sikaCoinbase kunye nebhotolo. Kwi-Coinbase, kukho ii-cryptocurrencies ezininzi ezithengiswayo, kunye nokunye okunokongezwa kuluhlu lokubukela ixabiso. Kwaye, iCoinbase yongeza i-cryptocurrencies entsha ethengiswayo rhoqo. URobinhood, kwelinye icala, ngoku udwelisa ezisixhenxe.

Izakhono zoguqulelo oluntsonkothileyo

Olu lolunye udidi uCoinbase kufuneka aluphumelele ngokungagqibekanga: Robinhood ngumthengisi wesitokhwe othanda ukuguqula i-USD kwi-cryptocurrency, ngelixa i-Coinbase yi-cryptocurrency brokerage kunye notshintshiselwano olukwabonelela ngesipaji esisingathwayo, kunye ne-wallet yobuqu ukuba uyathanda.

Ithetha ntoni le nto ?

NgeCoinbase, unakho ukuthenga i-crypto ngemali kwaye ugcine ezo ngqekembe kwi-wallet ye-Coinbase. Okanye ungathumela ezi ngqekembe kwi-wallet yakho ye-Coinbase, eyahluke ngokupheleleyo kwi-app ye-Coinbase.

Kukwakho notshintshiselwano lwasimahla Coinbase Pro, apho ungafaka lula iingqekembe kwi-wallet yakho ye-Coinbase ebanjwe okanye yobuqu kwaye emva koko uyihlawule ngeemali eziphantsi kakhulu.

Ngamafutshane, i-Coinbase ilungile kakhulu kwi-ramp kubasebenzisi abatsha be-crypto, ibonelela abasebenzisi ngeempawu ezininzi ezenzelwe i-cryptocurrencies kwasekuqaleni.

NgeRobinhood, abasebenzisi abaninzi abakwazi ukuthumela iingqekembe ngaphandle kwe-app, okanye bazifumane kwi-wallet yangaphandle. I-Robinhood ikwinkqubo yokukhupha i-wallet kwaye ngo-Aprili 2022 yazisa inkonzo ye abasebenzisi abangaphezu kwezigidi ezi-2.

Kwabo bangaphandle kweli qela, inketho yakho kuphela ngoku kukuguqula i-USD yakho kwi-crypto kwaye uyiguqulele kwi-USD ukuba ufuna ukuxhamla kumaxabiso aphezulu.

Ukusetyenziswa ngokulula

Zombini ii-apps zinomdla ngendlela emangalisayo, ziyakhawuleza, zicocekile, kwaye kulula ukuzisebenzisa, kwaye iyavakala: zombini iinkampani zifumana inxalenye enkulu yengeniso yazo kumthamo worhwebo.

Okukhona abantu bethenga baze bathengise, kokukhona besenza imali eninzi. Ke kusemdleni wabo ukwenza imveliso ekhuthaza ukuthenga nokuthengisa, nokuba kuncinci, kunye nokunciphisa konke ukukhuhlana okukhoyo kwindlela yokucofa iqhosha.ukuthenga".

Isiphumo sokugqibela siyimveliso egqwesileyo kubaqalayo ngengqiqo yokuba inkqubo yokuthenga nokuthengisa iyancitshiswa kwizinto ezibalulekileyo; nangona abanye bexoxa ukuba akufuneki kube lula kubaqalayo ukurhweba ngezinto ezinobungozi kunye nezinto eziqikelelwayo njenge-cryptocurrency.

ICoinbase Pro inokubonakala ngathi liqonga eliphakathi lokurhweba ukuqhubela phambili, kodwa ukuba awukakulungeli ukutsibela ngaphakathi, iqonga. Coinbase esisiseko kuhlala kulula kakhulu ukuyisebenzisa, ukuba nje uzimisele ukuhlawula le mali. NgeRobinhood, awusoze ufumane nantoni na efana neqonga lokurhweba eliphambili.

Ngoko ke yintoni engcono, Robinhood okanye Coinbase?

Xa kuziwa kwi-cryptocurrencies, i-Coinbase iphumelele ngokucacileyo apha. Nangona iintlawulo zayo zinokudideka kwaye ziphezulu, ukukwazi ukurhweba kwi-Coinbase Pro xa unamava kunokunciphisa le ntlawulo.

Ukurhweba simahla kweRobinhood kumnandi, kodwa akwenzeli ukunqongophala kwamandla e-crypto (ukungakwazi ukuthumela nokufumana iingqekembe yeyona ntsilelo inkulu) kunye noluhlu olulinganiselweyo lwe-cryptocurrencies oza kutyala kuyo.

funda inqaku: Yonke into okufuneka uyazi malunga nokuguquguquka kwexabiso lemarike yemasheya 

Kodwa ukuba yonke into oyikhathaleleyo kukuqikelela ixabiso le-cryptocurrensets - kwaye awuzimiselanga ukusebenzisa iingqekembe zemali kunye neempawu ozithengayo - ke iRobinhood inokuthi ifaneleke ngcono, xa unikwa utshintshiselwano.